Senior FCRM Testing Analyst

Senior FCRM Testing AnalystWork Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $72,280 - $117,520 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job DescriptionDepartment Overview: The U.S. Financial Crime Risk Management Monitoring & Testing Team is responsible for maintaining a dynamic, risk-based, two lines of defense testing process designed to periodically review the design and operating effectiveness of key processes and controls and assess compliance with relevant key laws, rules, and regulations. The Testing Team staff are objective and separate from FCRM Program execution activities and responsible for an Annual Test Plan comprised of mandatory and risk-based testing of financial crime risks owned by the first and second lines of defense.Job Description Summary: The Senior FCRM Testing Analyst executes independent testing of FCRM controls / systems for assigned businesses, and operational units across the Bank to evaluate the effectiveness of these controls in covering associated risk. This role is capable of independently executing and having responsibility for various activities (e.g., test plan development, executing test steps) throughout the testing lifecycle within agreed timelines.Depth & Scope:Works independently as a subject matter expert regarding assigned testing areas and objectives, including related regulatory requirementsDevelops testing documentation and results reporting in-line with testing requirementsUnderstands the use of controls for managing financial crimes risk and applies this understanding to independently evaluate controls effectiveness and develop recommendations for enhancementUndertakes and completes a variety of projects and initiatives as part of the testing functionEducation & Experience:Undergraduate degree or equivalent work experience5+ years experiencePreferred Skills:A deep knowledge of Anti-Money Laundering (AML) processesDetailed Testing of Risk and Controls related to Bank Secrecy Act (BSA), AML, Sanctions and Anti-Bribery & Anti-CorruptionStrong communication and written skills and the ability to work with and influence Senior StakeholdersAbility to multi-task and work on more than one review at a timeCustomer Accountabilities:Executes testing engagement work in accordance with established standards to achieve completion within targeted timelinesConducts skilled analytical research and analysis as part of the assigned testing objectivesWorks collaboratively with key partners throughout the testing engagementPresents objective and independent opinion on the adequacy of processes and controls in accordance with regulatory and internal requirementsExecutes follow-up of findings raised from testing reviews in accordance with established standardsProvides subject matter expertise on FCRM controls and processes and/or input to projects/initiatives as a representative for area of the FCRM testing functionProactively identifies matters which require additional attention, further escalation, or review, and liaises with the appropriate groups to resolveShareholder Accountabilities:Prioritizes and manages own workload to deliver quality results and meet assigned timelinesContributes to the analysis, due diligence, and implementation of initiatives within defined assignmentsAdheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirementsUnderstands the operations of the business unit / area being tested and to identify potential FCRM risks and apply information to completeClearly and concisely documents research as required to understand requirements specific to an engagementKeeps abreast of emerging trends / developments and changes to regulatory framework, internal policies, and standardsKnowledge of current and emerging trends, risk and typologies of money laundering, terrorist financing and sanctionsActively manages relationships within and across various business lines, corporate and/or control functions, and ensures alignment with enterprise and/or regulatory requirementsEffectively communicates results to FCRM Testing management and the stakeholdersMaintains a culture of risk management and control, supported through FCRM testingEmployee/Team Accountabilities:Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interestProvides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge sharing with the team and/or business unitKeeps current on emerging trends / developments and grows knowledge of the business, related tools and techniquesParticipates in personal performance management and development activities, including potential cross training within own teamKeeps team members informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activitiesDevelops relationships with internal and external business partners / stakeholders to develop productive working relationshipsContributes to a fair, positive and equitable environment that supports a diverse workforceActs as a brand ambassador for your business area/function and the bank, both internally and/or externallyPhysical Requirements:Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%Domestic Travel OccasionalInternational Travel NeverPerforming sedentary work ContinuousPerforming multiple tasks ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds OccasionalSitting ContinuousStanding OccasionalWalking OccasionalMoving safely in confined spaces OccasionalLifting/Carrying (under 25 lbs.) OccasionalLifting/Carrying (over 25 lbs.) NeverSquatting OccasionalBending OccasionalKneeling NeverCrawling NeverClimbing NeverReaching overhead NeverReaching forward OccasionalPushing NeverPulling NeverTwisting NeverConcentrating for long periods of time ContinuousApplying common sense to deal with problems involving standardized situations ContinuousReading, writing and comprehending instructions ContinuousAdding, subtracting, multiplying and dividing ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization