Commercial Kyc

ABOUT THE ORGANIZATION

SMBC MANUBANK was formed by a group of banking entrepreneurs in June 1962. Our scope is to serve the specialized needs of California middle-market businesses, manufacturers, wholesalers, distributors, importers, exporters, and service companies, including small businesses and professionals.

The anticipated salary range for this role is between $63,000.00and $75,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Our mission is to be ‘the bank of choice‘ for middle market and professional service companies by establishing long term customer relationships and loyalty, providing superior products and services through a core of highly skilled and seasoned bankers.
To achieve our mission to be the ‘bank of choice‘ for middle market and professional services companies, we are focused on our vision to be the premier California regional business bank that can provide the sophistication and expertise of a larger institution with the personal ‘high touch‘ services of a smaller bank.

Specialties:

Commercial Loans and Lines of Credit, Asset-Based Financing, SBA Loans, and Specialized Financing, Real Estate Loans, Cash Management Services, International Services

Within Middle Office, the KYC Analyst is responsible for performing processes related to Know Your Customer/Customer Identification Program (KYC/CIP), special projects, and assisting the Commercial KYC Manager with day-to-day operational processes and reporting.

Reporting to the Commercial KYC Manager or KYC Associate, the Middle Office KYC Analyst will perform routine operational day-to-day actions and specialized tasks as necessary. The Analyst is responsible for performing processes related to KYC/CIP.

• Performs new customer onboarding, updates, periodic reviews and static data maintenance.
• Ensures adherence to the SMBC MANUBANK KYC program;
• Ensures that CIP/CDD/EDD information is collected prior to account opening;
• Collects documentation and reviews for adequacy and accuracy within prescribed time frame.
• Conducts background checks (i.e., OFAC, politically exposed persons (PEP) screening, sanctions, adverse information checks using a variety of databases and 3rd party vendors.
• Keeps up-to-date with required training, policies and procedures.
• Maintains evidence of KYC documentation and results in appropriate credit file and/or electronic management system.
• Liaises with Financial Crimes Compliance (FCC) to obtain customer ranking and responds to requests for information (RFI).
• Escalates issues to team lead and/or KYC Manager as necessary.
• Updates personal/team logs as appropriate to measure workload and accomplishments.
• Perform quality control on other team member‘s packages.
• Be willing to cross-train and be cross-trained in other departments within Middle Office.

Education: Bachelor‘s degree or equivalent
Skills/ Qualifications:

• Three or more years of banking experience
• Ability to learn and adapt to new information and systems
• Problem-solving, organizational and time management skills
• Attention to detail, good judgment, sense of urgency
• Ability to understand corporate structure and understand legal documentation
• Ability to absorb training and immediately apply
• Good interpersonal skills
• Discretion, ability to handle sensitive information in an appropriate manner
• Team player

EOE STATEMENT
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.

CCPA DISCLOSURE
Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at privacy/ccpa-disclosure. Persons with disabilities may contact our Customer Contact Center toll-free at to request the information in this Notice in an alternative format.