Corporate Asset Liability Manager

3 weeks ago

Lansing, Michigan, United States Horizon Bank Full time
Job Overview

The Corporate Asset Liability Manager is responsible for providing leadership in determining optimal strategies involving the corporate's asset /liability risk position, balance sheet mix based on profitability, risks and funding. This position is an integral part of the management team and will be expected to be proactive in determining, recommending, influencing and implementing tactics and strategies that enhance the value of the corporation to its shareholders and customers

This position is responsible for leading and managing the corporation's asset/liability management process, budgeting and funding.

Principal Accountabilities

Provide oversight and reporting of ALM, liquidity, investments and cash. Ensure key business drivers are accurately modeled. Oversee wholesale and deposit funding performance including liquidity and pricing. Conduct strategic planning and management of budgeting/expenses/associates. Responsible for managing the bank's stress testing program.

Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to compliance standards including Bank Secrecy Act (BSA), the Patriot Act, and the Office of Foreign Assets Control, as well as all Bank Policies and Procedures with the ability to exercise prudent judgment for solutions from unexpected situations that arise. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities we serve through involvement in local organizations and events.

Duties
  • Serve as a member of the Asset/Liability Committee (ALCO) and other assigned management governance committees.
  • Prepare financial reports; ensure complete and accurate financial and statistical records of the Bank.
  • Coordinate and prepare the company's financial planning, budgeting, and investment activities.
  • Oversees the preparation of activity reports, financial forecasts, and annual budgets.
  • Provide oversight and strategy for management of deposit pricing.
  • Use advanced data modeling, predictive modeling and analytical techniques to interpret key findings from company data and leverage these insights into initiatives that will support business outcomes.
  • Build, develop and maintain data models, reporting systems, data automation systems, dashboards and performance metrics that support key business decisions.
  • Review financial details from past, present, and forecasted operations; identify development opportunities and improvements.
  • Oversee the design and delivery of reports and insights that analyze business functions and key operations and performance metrics.
  • Write, review, and distribute financial policy and procedure statements to ensure regulatory and policy compliance. Ensure policy and regulatory compliance in all areas of responsibility
  • Review operational procedures to obtain optimum efficiency and reduced costs.
  • Prepare and analyze annual corporate and department budgets and allocation of operating budgets.
  • Report suspicious transactions or unusual occurrences to supervisor.
  • Conduct and document periodic risk reviews and run reports as needed
  • Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions.
  • Maintain customer confidence and protect bank operations by keeping information private and confidential.
  • Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks
  • Other duties as assigned
Qualifications & Skills
  • Bachelor's degree in finance, accounting or related field of study.
  • 3-5 years' experience in the Asset Liability Management area with a minimum of 3 years in banking.
  • Strong knowledge of Microsoft software applications. Experience with the FISERV core system is preferred. Must have hands-on experience in asset/liability management, including experience using sophisticated and creative approaches and methodologies.
  • Experience with funds transfer pricing, deposit pricing and loan or relationship profitability models and systems.
  • Excellent communication skills specifically in persuading and simplifying complex concepts/data and the ability to motivate and influence others through diplomacy and trust.
  • Ability to perform complex mathematical computations using various business machines and/or computers.
  • Must have proficient typing and computer skills, specifically Microsoft Word and Excel.
Core Competencies
  • Accountability
  • Creative & Innovative Thinking
  • Analytical Thinking
  • Results Focus
  • Attention to Detail
  • Time Management
  • Big Picture/Integrated Thinking
Physical Requirements

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA)

Physical Demand:

Percentage of Time:

Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others.

90-100%

Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility.

90-100%

Able to grasp, move and sort forms and papers.

90-100%

Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone

90-100%

Able to remain stationary at a desk for long periods of time

75-100%

Regularly move about the office to access file cabinets, storage drawers and various office equipment

75-100%

Occasionally position self to reach heights between floor and 6'

  • Director, Corporate Partnerships

    3 days ago

    Lansing, Michigan, United States teamworkonline Full time

    Job Title: Director, Corporate PartnershipsMain Purpose of Job: Partnership Sales, Sales ManagementReports to: General ManagerHours of Work: As required Monday to Friday, weekends, evenings, and holidays as neededContract Type: PermanentLocation: Lansing, MIDBH is seeking a results-oriented sales professional to generate and develop new sponsorship sales...

  • Director, Corporate Partnerships

    15 hours ago

    Lansing, Michigan, United States teamworkonline Full time

    Job Title: Director, Corporate PartnershipsMain Purpose of Job: Partnership Sales, Sales ManagementReports to: General ManagerHours of Work: As required Monday to Friday, weekends, evenings, and holidays as neededContract Type: PermanentLocation: Lansing, MIDBH is seeking a results-oriented sales professional to generate and develop new sponsorship sales...

  • Sr. Financial Risk Analyst

    2 weeks ago

    Lansing, Michigan, United States Jackson National Life Insurance Company Full time

    If you are an internal associate, please login to Workday and apply through Jobs Hub.Job PurposeThe Sr. Financial Risk Analyst supports the Financial Risk Team in its assessment and analysis of Jackson's exposures to market, credit, liquidity and other key financial risks. The Sr. Financial Risk Analyst will also support independent analysis and perspectives...

  • Sr. Financial Risk Analyst

    19 hours ago

    Lansing, Michigan, United States Jackson National Life Insurance Company Full time

    If you are an internal associate, please login to Workday and apply through Jobs Hub.Job PurposeThe Sr. Financial Risk Analyst supports the Financial Risk Team in its assessment and analysis of Jackson's exposures to market, credit, liquidity and other key financial risks. The Sr. Financial Risk Analyst will also support independent analysis and perspectives...

  • Senior Corporate Affairs Specialist

    1 week ago

    Lansing, Michigan, United States Oracle Full time

    Job DescriptionExport Control Analyst (ECA)MUST be a US Citizen, in support of Federal ClientsPurpose:Oracle is accepting applications for an Export Control Analyst (ECA).As a member of Oracle's Global Trade Compliance (GTC) team, this position has direct responsibility for analyzing and issuing technical determinations, trade control and sanctions...

  • Manager of Product Management

    2 weeks ago

    Lansing, Michigan, United States Emergent Holdings Full time

    Job DescriptionSUMMARYThis position will provide leadership in building and maintaining a culture of Commercial Property underwriting excellence along with leading product and market development strategies. This Manager role will provide technical direction to each operating unit's underwriting department by providing clear guidelines on operating unit risk...

  • Substitute Teacher

    1 month ago

    Lansing, Michigan, United States Paladin Inc Full time

    Substitute Teacher Job Target:Paladin serves as determined advocates for children, persons with disabilities, seniors and their families to provide supports and opportunities to learn, grow and enjoy a meaningful life. Committed to making their school successful and know that creating meaningful relationships with children, parents, and families play a...

  • Substitute Teacher

    1 month ago

    Lansing, Michigan, United States Paladin Inc Full time

    Substitute Teacher Job Target:Paladin serves as determined advocates for children, persons with disabilities, seniors and their families to provide supports and opportunities to learn, grow and enjoy a meaningful life. Committed to making their school successful and know that creating meaningful relationships with children, parents, and families play a...

  • Substitute Teacher

    15 hours ago

    Lansing, Michigan, United States Paladin Inc Full time

    Substitute Teacher Job Target:Paladin serves as determined advocates for children, persons with disabilities, seniors and their families to provide supports and opportunities to learn, grow and enjoy a meaningful life. Committed to making their school successful and know that creating meaningful relationships with children, parents, and families play a...

  • Classroom Floater

    1 month ago

    Lansing, Michigan, United States Paladin Inc Full time

    : POSITION SUMMARY: Nurture curiosity through purposeful experiences to create a future full of lifelong learners. Help to meet the diverse needs of our families in our program. Implement Reggio-Emilia Inspired Approach while bringing joy, warmth, patience, and understanding to the classroom every day, encouraging children to learn and grow. Inspiring...

  • Classroom Assistant

    1 month ago

    Lansing, Michigan, United States Paladin Inc Full time

    Classroom Assistant Description:POSITION SUMMARY: Nurture curiosity through purposeful experiences to create a future full of lifelong learners. Help to meet the diverse needs of our families in our program. Implement Reggio-Emilia Inspired Approach while bringing joy, warmth, patience, and understanding to the classroom every day, encouraging children to...

  • Classroom Assistant

    3 days ago

    Lansing, Michigan, United States Paladin Inc Full time

    Classroom Assistant Description:POSITION SUMMARY: Nurture curiosity through purposeful experiences to create a future full of lifelong learners. Help to meet the diverse needs of our families in our program. Implement Reggio-Emilia Inspired Approach while bringing joy, warmth, patience, and understanding to the classroom every day, encouraging children to...

  • Classroom Assistant

    1 month ago

    Lansing, Michigan, United States Paladin Inc Full time

    Classroom Assistant Description:POSITION SUMMARY: Nurture curiosity through purposeful experiences to create a future full of lifelong learners. Help to meet the diverse needs of our families in our program. Implement Reggio-Emilia Inspired Approach while bringing joy, warmth, patience, and understanding to the classroom every day, encouraging children to...

  • Classroom Assistant

    23 hours ago

    Lansing, Michigan, United States Paladin Inc Full time

    Classroom Assistant Description:POSITION SUMMARY: Nurture curiosity through purposeful experiences to create a future full of lifelong learners. Help to meet the diverse needs of our families in our program. Implement Reggio-Emilia Inspired Approach while bringing joy, warmth, patience, and understanding to the classroom every day, encouraging children to...

  • Classroom Assistant

    13 hours ago

    Lansing, Michigan, United States Paladin Inc Full time

    Classroom Assistant Description:POSITION SUMMARY: Nurture curiosity through purposeful experiences to create a future full of lifelong learners. Help to meet the diverse needs of our families in our program. Implement Reggio-Emilia Inspired Approach while bringing joy, warmth, patience, and understanding to the classroom every day, encouraging children to...

  • Lead Teacher

    1 month ago

    Lansing, Michigan, United States Paladin Inc Full time

    Description: Nurture curiosity through purposeful experiences to create a future full of lifelong learners. Help to meet the diverse needs of our families in our program. Implement Reggio-Emilia Inspired Approach while bringing joy, warmth, patience, and understanding to the classroom every day, encouraging children to learn and grow. Inspiring children to...

  • Lead Teacher

    1 month ago

    Lansing, Michigan, United States Paladin Inc Full time

    : Nurture curiosity through purposeful experiences to create a future full of lifelong learners. Help to meet the diverse needs of our families in our program. Implement Reggio-Emilia Inspired Approach while bringing joy, warmth, patience, and understanding to the classroom every day, encouraging children to learn and grow. Inspiring children to be lifelong...

  • Audit & Tax Intern | Spring 2025 (Part-time)

    1 week ago

    Lansing, Michigan, United States CBIZ Full time

    With over 120 offices and nearly 7,000 associates throughout the U.S. CBIZ (NYSE: CBZ) delivers top-level financial and employee business services to organizations of all sizes, as well as individual clients, by providing national-caliber expertise combined with highly personalized service delivered at the local level. CBIZ has been honored to be the...

  • Audit & Tax Intern | Spring 2025 (Part-time)

    21 hours ago

    Lansing, Michigan, United States CBIZ Full time

    With over 120 offices and nearly 7,000 associates throughout the U.S. CBIZ (NYSE: CBZ) delivers top-level financial and employee business services to organizations of all sizes, as well as individual clients, by providing national-caliber expertise combined with highly personalized service delivered at the local level. CBIZ has been honored to be the...

  • UPL HR Administrator

    1 week ago

    Lansing, Michigan, United States Michigan State University Full time

    UPL HR Administrator / Unit Human Resources Administrator IJob no: 933560Position type: Support StaffLocation: East LansingDivision/Equivalent: University Procurement And LogisticsSchool/Unit: Upl Administration Categories: Human Resources, Administrative Professionals- AP, Full Time %), Union, Remote-FriendlyWorking/Functional TitleUPL HR...