Pharmacy Benefit Underwriter-Express Scripts-Hybrid
3 weeks ago
Excited to grow your career?
We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply
Our people make all the difference in our success.
Job Description
We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply
Our people make all the difference in our success.
Are you looking for a career that will directly impact business outcomes and earning results?
If you're looking to add value, make an impact, and use strong analytical and math skills in a fast-paced environment, a career within the Underwriting & Analytics team at Express Scripts by Evernorth will allow you to do all this and more. As part of our Underwriting team, you will directly impact our business on a daily basis, protecting Cigna's sound financial position which enables us to meet our financial commitments to our customers.
The Risk Analyst and Underwriter Advisor role will be responsible for all underwriting activities in supporting Sales and Account Management (SAM) for renewing a portfolio of clients and for new sales clients. The Risk Analyst and Underwriter Advisor will develop client-specific pricing strategies with competitive offers in the marketplace for all requests. These requests may include Request for Proposals (RFPs), Direct Renewals and Market Checks. The Risk Analyst and Underwriter Advisor will also provide underwriting support for ad hoc and complex analyses with a potential financial impact. The Risk Analyst and Underwriter Advisor will be required to gain in-depth knowledge of the PBM Industry and Express Scripts Inc. specific underwriting methods.
What you'll be doing in this role:
- Provides expert content/professional leadership on complex Risk & Underwriting assignments/projects
- Manages assigned book of business focused on attaining profitable growth, persistency, and earnings.
- Performs case-specific risk assessments.
- Performs account level rate development and conducts customer negotiations with Sales on a more complex book of business.
- Develops and monitors account earnings plans to achieve growth and profitability.
- Develops strategic recommendations related to market competition, products and pricing.
- Partners with sales department and brokers to deliver customer presentations and acts as financial consultant on case-specific issues.
- Influences underwriting best practice and provides input to matrix partners on product development and pricing
- Conducts ad hoc analyses which have a potential financial impact (i.e. evaluating a change in formulary request, evaluating a change in retail network or retail arrangement requests, evaluating a change in specialty arrangement request, etc.)
- Advise on contracting process and install process for renewing and new sales clients
- Responsible for effectively communicating with Leadership, SAM and other business partners in the delivery of ESI opportunities to grow and manage financial results, including the preparation of strategic directed presentations.
- Manage portfolio of clients to Strategic Plan and Budget targets by managing client specific rate relief
- Ensure client contract compliance by reviewing and approving financial performance guarantees
- Participate in department and company projects
What you'll have to be successful in this role:
- Bachelor's degree in Business Administration with a preference for the following major and/or minors Risk Management, Economics, Statistics, Mathematics, or Finance
- 4-7 years of risk and/or underwriting experience in healthcare
- Financial/analytical mindset
- Experience in Pharmacy Benefits Manager (PBM), Managed Care, Healthcare, Pharmaceutical preferred
- Strong interpersonal and presentation skills
- Strong analytical and problem-solving skills
- Ability to support own position with data and rationale, while being open to possibility that it may need to be re-examined
- Ability to build partnerships and work collaboratively with others to meet shared objectives
- Ability to make good and timely decisions by interpreting and applying understanding of key financial indicators
- Strong motivation to persevere despite challenges
- Excellent verbal and written communication skills
- Business acumen with leadership, innovative thinking, and customer centric mindset
- Self-starter; able to work on multiple projects simultaneously
- Strong ability with Microsoft Office Platforms and Proficient in SQL
If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
Please note that you must meet our posting guidelines to be eligible for consideration. Policy can be reviewed at this link.
-
St Louis, Missouri, United States The Cigna Group Full timePosition SummaryThe Risk & Underwriting Advisor will partner with other Supply Chain teams and cross-functional stakeholders to strategize and deliver client-specific rebate modeling and guarantees for new and existing business. These teams include: Rebate Analytics, Formulary Consulting, Rebate New Sales and Prospects Modeling, Negotiations, Sales & Account...
-
St Louis, Missouri, United States The Cigna Group Full timePosition SummaryThe Risk & Underwriting Advisor will partner with other Supply Chain teams and cross-functional stakeholders to strategize and deliver client-specific rebate modeling and guarantees for new and existing business. These teams include: Rebate Analytics, Formulary Consulting, Rebate New Sales and Prospects Modeling, Negotiations, Sales & Account...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Financial Analysis Lead Analyst, which is a Band 3 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Financial Analysis Lead Analyst, which is a Band 3 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is...
-
St Louis, Missouri, United States The Cigna Group Full timeJob Summary:Account Executive/ Clinical Account Executive Dual Role- Express Scripts (Labor Division)Applies advanced analytical skills, business judgment, and expertise to create solutions to the most complex Pharmacy Clinical Consulting problems that have little or no organizational precedent. Designs highly complex systems and leads the largest Pharmacy...
-
St Louis, Missouri, United States The Cigna Group Full timeJob Summary:Account Executive/ Clinical Account Executive Dual Role- Express Scripts (Labor Division)Applies advanced analytical skills, business judgment, and expertise to create solutions to the most complex Pharmacy Clinical Consulting problems that have little or no organizational precedent. Designs highly complex systems and leads the largest Pharmacy...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Network Operations Advisor, which is a Band 4 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Network Operations Advisor, which is a Band 4 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Financial Analysis Advisor, which is a Band 4 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Financial Analysis Advisor, which is a Band 4 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Program Management Lead Analyst, which is a Band 3 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Program Management Lead Analyst, which is a Band 3 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Program Management Lead Analyst, which is a Band 3 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Program Management Lead Analyst, which is a Band 3 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is...
-
St Louis, Missouri, United States The Cigna Group Full timeThe job profile for this position is Program Management Lead Analyst, which is a Band 3 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is...
-
Complex/Loss Sensitive Casualty Underwriter
3 weeks ago
St Louis, Missouri, United States Zurich Insurance Company Ltd. Full timeZurich is currently looking for an experienced Loss Sensitive Casualty Underwriter to join our Middle Market Complex Casualty Underwriting team in the Midwest. We are open to hiring talent in Chicago, St. Louis and/or Kansas City and are looking for someone who has established relationships with Brokers in the Midwest. Travel to the Chicagoland area will be...
-
Complex/Loss Sensitive Casualty Underwriter
3 weeks ago
St Louis, Missouri, United States Zurich Insurance Company Ltd. Full timeZurich is currently looking for an experienced Loss Sensitive Casualty Underwriter to join our Middle Market Complex Casualty Underwriting team in the Midwest. We are open to hiring talent in Chicago, St. Louis and/or Kansas City and are looking for someone who has established relationships with Brokers in the Midwest. Travel to the Chicagoland area will be...
-
Complex/Loss Sensitive Casualty Underwriter
4 days ago
St Louis, Missouri, United States Zurich Insurance Company Ltd. Full timeZurich is currently looking for an experienced Loss Sensitive Casualty Underwriter to join our Middle Market Complex Casualty Underwriting team in the Midwest. We are open to hiring talent in Chicago, St. Louis and/or Kansas City and are looking for someone who has established relationships with Brokers in the Midwest. Travel to the Chicagoland area will be...
-
Personal Lines Underwriter
4 days ago
St Louis, Missouri, United States Burns & Wilcox Full timeWhen someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. This is an outstanding opportunity for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships while growing a book of business. We have offices in St. Louis and are a hybrid work...
-
Application Developer
3 weeks ago
St Louis, Missouri, United States Cigna Full timeABOUT THE DEPARTMENT & ROLE: If your niche is in financial reporting and analysis, underwriting, cash management or audit, our Finance department may be a perfect fit for you. Our teams within Finance work together to ensure that spending stays on track and that we remain a profitable industry leader. We're always on the lookout for innovative people who...
