Mortgage Loan Officer

2 weeks ago

Asheville, North Carolina, United States Fulton Bank Full time
Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a full-time, commissioned career opportunity based out of the Severna Park, MD market.

Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.

Responsibilities
  • Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
  • Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
  • Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
  • Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.


Qualifications

Required Education

High School Diploma or equivalent.

Required Experience

1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.

1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

This position is fully commissioned.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

NMLS

This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

  • Loan Specialist

    3 weeks ago

    Asheville, North Carolina, United States Department Of Agriculture Full time

    Summary This position is located in Asheville Area Office, USDA/Rural Development. The incumbent approves and services loans for small (one to four family) residential dwellings.Remote/Virtual: NO DutiesReviews loan applications for completeness and conformance with all RD requirements. Analyzes and inputs data into appropriate automated database systems....

  • Loan Assistant

    3 weeks ago

    Asheville, North Carolina, United States Department Of Agriculture Full time

    Summary This position is located in Asheville Area Office, USDA/Rural Development. The incumbent approves and services loans for small (one to four family) residential dwellings.Remote/Virtual: NO DutiesPerforms a variety of non-routine assignments within the various programs. Performs loan processing and servicing assignments of limited scope and...

  • Physician / Pediatrics / North Carolina / Permanent / Asheville, NC Area Practice Seeks Pediatrician. Job in Asheville Allied-IT Jobs

    2 weeks ago

    Asheville, North Carolina, United States The Curare Group Full time

    Well-established practice located near Asheville, North Carolina is seeking an experienced and Board Certified Pediatrician to join their team. This is a traditional practice looking for a candidate that is comfortable with an outpatient clinic and inpatient rounding on new OBGYN deliveries along with inpatient Pediatric admissions. Inpatient also supported...

  • Full Time Family Medicine Physician

    4 weeks ago

    Asheville, North Carolina, United States Enterprise Medical Recruiting Full time

    Western North Carolina - Near AshevilleExcellent hospital-employed positions.Work in small group setting.Monday thru Friday practice with normal office hours. See patients 4.5 days per week.Solid compensation based on 50th percentile of salary survey for area + RVU incentive.Full benefits including malpractice, health, 31 days PTO, 403-B retirement, $15K...

  • Full Time Internal Medicine Physician

    3 weeks ago

    Asheville, North Carolina, United States BAS Healthcare Full time

    Location: Located just west of Asheville, this town offers the North Carolina version of cozy, small town America while surrounded by the Smoky MountainsFacility: Hospital employed clinicOpportunity: Seeking a Board Eligible or Certified Internist to take of an established patient base. Providers work outpatient only and average 15-25 patients per day....

  • Branch Manager(Producing)

    3 weeks ago

    Asheville, United States Guild Mortgage Full time

    ** Branch Manager(Producing)** **Job Category****:** Sales **Requisition Number****:** BRANC013886 Showing 1 location **Job Details** **Description** **Guild Mortgage Company** , closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our...

  • Sales Support Specialist

    3 days ago

    Asheville, United States First Citizens Bank. Full time

    OverviewFirst Citizens Bank has an incredible opportunity for a Sales Support Specialist (Commercial Lending Assistant). We are hiring banking professionals who have had proven success in their past careers, are self-motivated, and possess strong relationship building skills. This role is an integral part of our team partnering with Commercial and/or...

  • Sales Support Specialist

    17 hours ago

    Asheville, United States First Citizens Bank Full time

    Overview: First Citizens Bank has an incredible opportunity for a Sales Support Specialist (Commercial Lending Assistant).  We are hiring banking professionals who have had proven success in their past careers, are self-motivated, and possess strong relationship building skills.   This role is an integral part of our team partnering with Commercial and/or...

  • Eastern Tennessee Job for Hematology/Oncology Specialist

    2 weeks ago

    Asheville, United States The Curare Group Full time

    East Tennessee location that is considered one of the most livable communities in the country. This is a Hematology-Oncology position that offers sign-on bonus, loan forgiveness, flexibility with schedule in an office practice. Affiliate with a 261 bed hospital that stays abreast of the latest technology and imaging. Your office is staffed with 100% chemo...

  • Physician / Pediatrics / North Carolina / Permanent / Asheville, NC Area Practice Seeks Pediatrician. Job in Asheville Allied-IT Jobs

    2 weeks ago

    Asheville, United States The Curare Group Full time

    Well-established practice located near Asheville, North Carolina is seeking an experienced and Board Certified Pediatrician to join their team. This is a traditional practice looking for a candidate that is comfortable with an outpatient clinic and inpatient rounding on new OBGYN deliveries along with inpatient Pediatric admissions. Inpatient also supported...

  • Full Time Internal Medicine Physician

    3 weeks ago

    Asheville, United States BAS Healthcare Full time

    Location: Located just west of Asheville, this town offers the North Carolina version of cozy, small town America while surrounded by the Smoky MountainsFacility: Hospital employed clinicOpportunity: Seeking a Board Eligible or Certified Internist to take of an established patient base. Providers work outpatient only and average 15-25 patients per day....

  • Senior Relationship Banker

    1 week ago

    Asheville, United States First National Bank Full time

    Primary Office Location:1 Town Square Blvd Suite 160. Asheville, North Carolina. 28803. Join our team. Make a difference - for us and for your future. Position Title: Senior Relationship Banker Business Unit: Retail Reports to: Varies Based on Assignment Position Overview: This position is primarily responsible for the execution of traditional consumer...

  • Southwestern Virginia, Nationally Recognized Group

    2 weeks ago

    Asheville, United States The Curare Group Full time

    Seeking BC/BE Non-Invasive Cardiologist to join nationally recognized Cardiovascular program located in the southwestern portion of Virginia. Our Heart Institute is the premier CV specialty group in the region with a multi-state draw offering two main clinical centers and several regional offices. Practice details include: Single Specialty Group...

  • Sales Support Specialist

    1 week ago

    Asheville, United States First Citizens Bank Full time

    Overview: This position supports Bank products and services in the execution of daily sales activities at an advanced level of service ability. Reviews financial information or participates in client support activities in order to identify sales opportunities for the wider business unit. Facilitates the sales process by preparing necessary documentation....

  • PEDIATRIC JOB NEAR ASHEVILLE, NC

    1 week ago

    Asheville, NC 28801, USA, United States Atlantic MEDsearch Full time

    Job DescriptionJoin a well-established group of 3 Pediatrician, a midlevel provider & an experienced support staff. New office is conveniently located on the hospital campus. Duties involve outpatient clinic work & inpatient rounding on newborns along w/inpatient pediatric admissions. Inpatient is supported by a Neonatologist. Share call 1:5. Clinic is a...