Senior Product Manager, Money Management

Company Description
It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 57 million monthly active customers. We want to redefine the world's relationship with money to make it more relatable, instantly available, and universally accessible.
Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We've been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.
Check out our locations, benefits, and more at
Job Description
The Team:
The Money Management team's mission is to make Cash App the best place to build financial health. We do that by helping our customers save, invest, and automate their finances. Our team has built Round Ups, Savings Goals, Savings Yield, Automatic Paycheck Distributions, Stock trading, and Brokerage account management. Looking forward, we will build new ways for our customers to better understand and grow their money.
The Job:
Our product managers are customer-obsessed, collaborate intensely with other key disciplines, and always make decisions with an eye towards Cash App's business as a whole. Successful product leaders are ambitious and resourceful - willing to go the extra mile to empower our teams, and deliver value to our customers.
You will:

• Work on the ideation, design, launch and improvement of products which help us advance the Money Management and Banking team's mission
• Work with a full stack team (engineers, designers researchers, data scientists, operations, customer support) on a daily basis to ship innovative and incredible experiences, at scale
• Optimize for execution velocity, making tactical tradeoffs between business priorities and resources
• Build effective cross-functional partnership; constantly inspiring and influencing colleagues in Marketing, Brand, Business, Legal, Compliance, Support, Operations, and other Product areas in order to deliver on goals and maximize impact

Qualifications

• Product Management Expertise (8+ years): We seek a seasoned professional with around 8 years of product management or related experience, demonstrating a deep understanding of product management through the full product lifecycle.
• Strategic Contribution to Product Development: Proactive contribution of ideas and strategies to early-stage product development and roadmaps is key to shaping the product vision and ensuring its success.
• Customer-Centric Advocacy: The ideal candidate should possess deep empathy and understanding of Cash App's customers, enabling them to advocate for customer needs within the organization effectively.
• Global Collaboration and Communication: Strong communication skills are essential for working cross-functionally with global teams, aligning stakeholders, and ensuring everyone is working towards common goals.
• Adaptability and Problem-Solving: Comfort with ambiguity and the ability to independently solve problems are crucial traits for navigating Cash App.
• Leadership w/o Authority: Building trust within high-performing cross-functional teams is paramount. This Product Manager should inspire confidence, foster collaboration, and maintain a humble, scrappy, get-it-done mindset.
• Business Acumen and Analytical Proficiency: A strong business sense, combined with analytical skills, is necessary for making informed decisions and driving product success.
• Fintech Expertise: Understanding financial products, their business models, regulatory requirements, and operational considerations is essential for ensuring compliance and navigating the complexities of the fintech landscape.

Preferred

• Experience working in a high growth consumer business, whether FinTech or other
• Experience working with financial products, especially banking or stock brokerage
• Experience leading and working with geographically dispersed teams

Nice to Have

• FINRA licensing Series 7 and 63, or Series 65 or other relevant financial services training
• Ability to use SQL and drive A | B testing

Additional Information
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate's starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
Zone A: USD $180,000 - USD $270,000
Zone B: USD $171,000 - USD $256,600
Zone C: USD $162,000 - USD $243,000
Zone D: USD $153,000 - USD $229,600
To find a location's zone designation, please refer to this resource . If a location of interest is not listed, please speak with a recruiter for additional information.
Full-time employee benefits include the following:

• Healthcare coverage (Medical, Vision and Dental insurance)
• Health Savings Account and Flexible Spending Account
• Retirement Plans including company match
• Employee Stock Purchase Program
• Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance
• Paid parental and caregiving leave
• Paid time off (including 12 paid holidays)
• Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees)
• Learning and Development resources
• Paid Life insurance, AD&D, and disability benefits

These benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.
We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, veteran status, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page .
Additionally, we consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.
Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.
While there is no specific deadline to apply for this role, on average, U.S. open roles are posted for 70 days before being filled by a successful candidate.