Associate Financial Advisor

Firm Overview Founded in 2010, Covenant Wealth Advisors is an award‑winning, independent, fee‑only wealth management firm. We specialize in helping individuals age 50+ plan for and enjoy retirement by integrating investment management, retirement planning, and tax planning into one coordinated strategy.We are a team of fiduciary advisors—no commissions, no product sales—serving clients across Virginia and the United States. We manage over $890+ million in assets (as of 12/15/2025) with a culture built on integrity, excellence, and genuine care for our clients and each other.The Opportunity: We are looking for a collaborative Associate Financial Advisor (AFA) to partner with a Senior Financial Advisor on a planning‑centric team. This role is designed for a professional who loves the relationship side of finance. You will help deliver deep retirement, tax, and estate planning advice to a select group of clients without the pressure of prospecting or cold-calling.This position offers a structured mentorship track to help you grow into a Lead Financial Advisor. We are committed to your professional development and provide the support you need to advance your career.What You'll Do: You will be a key member of the advisory team, ensuring our clients feel cared for, informed, and confident in their financial future.Collaborative Planning & SupportPartner with a Senior Financial Advisor to prepare for client review meetings.Participate in client meetings to document key conversations and decisions.Create comprehensive financial and tax plans using MoneyGuide Elite, Tamarac, and Holistiplan.Support the development of personalized Investment Policy Statements and holistic strategies.Client Relationship ManagementServe as a trusted resource for client questions and service needs.Connect with new clients to coordinate onboarding and ensure a smooth, welcoming transition into the firm.Manage client communication and data within our CRM (Wealthbox) to ensure nothing falls through the cracks.Investments & ImplementationDevelop expertise in Covenant’s evidence‑based investment philosophy.Collaborate with the Portfolio Trading team to implement portfolio changes, tax‑loss harvesting, and rebalancing.Ensure client portfolios remain aligned with their long-term life goals.Process & Team ContributionIdentify opportunities to improve our service and operational processes.Contribute to a supportive culture of continuous learning and high standards of client care.What We're Looking For: Research shows that some candidates may hesitate to apply if they don't meet 100% of the qualifications. If you believe you can succeed in this role, we encourage you to apply.Required QualificationsBachelor’s degree.2+ years of direct financial planning experience.Current Series 65 (or equivalent) and a clean U4.Strong understanding of core financial planning concepts (investments, retirement, tax, estate).Strong Organizational Skills: You are adept at managing multiple projects and following through on details.Communication Skills: You listen well, write clearly, and enjoy connecting with people.Team Mindset: You enjoy collaboration and believe the best work happens in a coordinated team.Preferred QualificationsCFP®, CFA, EA, or CPA/PFS designation (or interest in pursuing one).Experience with planning tools like MoneyGuide, Tamarac, Holistiplan, and Wealthbox.Life at Covenant (Benefits & Culture) We believe that to take great care of our clients, we must first take care of our team. We value work-life balance and make space for family, friends, and personal fulfillment.Paid Parental & Maternity Leave.Dependent Care Account (FSA): Set aside pre-tax dollars for childcare expenses.Hybrid Flexibility: Our collaborative hybrid model includes 4 days in-office and 1 day remote, allowing for focused work-from-home time.Comprehensive Health: Covenant pays up to 75% of medical, dental, and vision premiums.Financial Wellness: Competitive base salary, quarterly revenue-sharing bonus, and 401(k) plan.Time Off: Generous Paid Time Off (PTO) policy.Community: Matching gifts program to support the causes you care about.Our ValuesIntegrity: We prioritize objectivity, transparency, and putting clients first.Enjoy Life and Family: We respect boundaries and support your life outside the office.Listen: We ask good questions, listen deeply, and take a genuine interest in people’s stories.Pursue Excellence: We invest in better processes and superior outcomes.Gratitude: We never take our clients' trust for granted.Make It Happen: We foster a positive attitude where everyone owns their responsibilities.