Financial Advisor

Financial Advisor

Maine and New Hampshire

A Charter Oak Capital Management (COCM) Financial Advisor will act as the principal

Advisor for client relationships and facilitate the tasks for their clients within their service team. The Financial Advisor needs to have the ability to deliver all aspects of client advising and management, with occasional support and assistance from a Senior Financial Advisor.

The Financial Advisor is responsible for overseeing or directly coordinating and preparing for client meetings, making sure the necessary documents are prepared and outstanding agenda items are addressed. The Financial Advisor will facilitate all aspects of the client relationship and work with Associate Advisors, Client Service Associates, Team Coordinators and other COCM staff to make sure client needs are being met. Financial Advisors will meet with clients for client reviews, execute market trades via various custodians, prepare and deliver financial plans and help coach client behaviors toward a path of financial success. While sourcing new business is not a primary role, it is highly encouraged.

Charter Oak embraces four core values: seeking excellence, a can-do attitude, service above self and being a team player. These values guide our thoughts, feelings, and actions both internally and with our clients. Charter Oak seeks candidates who exhibit these values as they are the root beliefs we operate from and the foundation we build our business on.

Requirements and Applicable Experience

• Bachelor’s Degree in related field Certified Financial Planner (CFP), Certified Public Accountant (CPA), Chartered Financial Analyst (CFA) or similar designation.
• 5-10 years of experience as an advisor
• Current or prior registration with the SEC
• Strong financial planning background
• Comprehensive knowledge regarding investing strategies
• Proficiency in MS Suite, account management databases and financial planning software
• Analytical thinking skills and ability to assess a client's needs
• Excellent communication abilities, including writing, speaking and active listening
• Effective presentation and customer service skills
• Strong time-management skills and ability to work independently

Portfolio Management

Financial Advisors have full trading authority and are responsible for the maintenance of their client portfolios. They will provide guidance to the Associate Advisor when applicable and they will seek the guidance of Senior Financial Advisors when necessary or needed.

Financial Planning and Advice

Financial Advisors are expected to provide clients with financial advice and be able to deliver a full financial plan to a client independent of outside assistance. They can independently act as the client’s full Wealth Manager and Financial Advisor. They will provide guidance to the Associate Advisor when applicable and they will seek the guidance of Senior Financial Advisors when necessary or needed.

Behavioral Coaching

Financial Advisors will be the primary conductor in helping clients achieve their goals

by coaching them through transitions and keeping them focused when the news of the day distracts their attention; generally, they will work to eliminate poor financial decisions based upon emotional tendencies. Financial Advisors can receive assistance from Associate Advisors on conducting all pre- and post-client meeting communications as well as unscheduled client calls.

Financial Advisors can work with Senior Financial Advisors on complex cases; however, the role is meant to be an independent lead and a full wealth management role on a client relationship. Each Financial Advisor should manage a minimum of 100 households with a maximum 165.

Compensation and Benefits

The Financial Advisor’s salary is commensurate with experience and will be consistent with industry salary surveys within our competitive marketplace. COCM currently utilizes both a fixed and variable compensation model, so Financial Advisors have direct impact on their overall compensation.

Charter Oak provides a 401(k) match, paid time off, health insurance and disability plans.

Application

Applicants should apply by email to virginia@charteroakcm.com with their cover letter, curriculum vitae and compensation requests. Interviews and further industry testing will be part of our competitive hiring process.