Loan Officer Outside Sales

7 days ago

Boise, United States Primary Residential Mortgage Full time
Position Purpose - Responsibilities/Duties/Functions/Tasks
The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower’s financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Originates their own sales by contacting prospective clients,
Develops and maintains referral sources,
Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans,
Meets with prospective clients at locations other than PRMI’s offices, e.g., client’s home or other locations,
Meets with clients in person to sell mortgage loan products/packages,
Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,
Obtains credit information and necessary documentation for application process,
In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads,
Engages in marketing and promotional activities in support of their own sales,
Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs
Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
Analyzes and exercises independent judgment and discretion in advancing PRMI’s business objectives and the interests of PRMI’s customers regarding significant financial decisions
Carries out major assignments affecting business operations of the employer or the employer’s customers through:
collecting and analyzing information regarding the customer’s income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customer’s needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employer’s financial products
  • Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
  • Provides origination services in the state of licensure
  • Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
  • Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications
  • Sales experience in the mortgage industry is preferred
  • Familiarity with mortgage processes, procedures, rules, regulations, and compliance
  • Exceptional customer service skills with a strong attention to detail
  • Excellent written and verbal communication skills
  • Strong computer skills to include a working knowledge of MS Office
  • Ability to comprehend and analyze financial information
  • Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
  • Established contact and referral list within the real estate and mortgage industries preferred
  • Ability to pass a required background check
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

  • Loan Officer Outside Sales

    3 days ago

    Boise, United States Primary Residential Mortgage Full time

    Position Purpose - Responsibilities/Duties/Functions/TasksThe main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower’s financial and credit data to determine creditworthiness and the...

  • Outside Rental Sales Representative

    1 month ago

    Boise, United States Kenworth Sales Full time

    Outside Rental Sales Representative Summary Title:Outside Rental Sales Representative ID:2338Job Type:Full-TimeLocation:Boise, IDOpenings:1Description **JOB SUMMARY** The primary function of the Outside Rental Sales Representative is to maintain fleet utilization objective, generate and maintain all rental records. S/He will establish proper rental fleet...

  • Outside Rental Sales Representative

    3 weeks ago

    Boise, United States Kenworth Sales Full time

    Outside Rental Sales Representative Summary Title:Outside Rental Sales Representative ID:2338Job Type:Full-TimeLocation:Boise, IDOpenings:1Description **JOB SUMMARY** The primary function of the Outside Rental Sales Representative is to maintain fleet utilization objective, generate and maintain all rental records. S/He will establish proper rental fleet...

  • Outside Rental Sales Representative

    4 weeks ago

    Boise, United States Kenworth Sales Full time

    Are you ready to join an industry leader with a strong foundation of success? Kenworth Sales Company was awarded the 2020 Dealer of the Year award and after 77 years of consistent excellence, we are still growing! We have recently joined forces with Truck Enterprises, Inc. and now span 10 states across the country and boast 35 locations with over 1300...

  • Senior Loan Officer Exempt

    3 days ago

    Boise, United States Primary Residential Mortgage Full time

    The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrowers financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts....

  • Loan Processor

    1 week ago

    Boise, Idaho, United States Dollar Loan Center Full time $18

    *Job Title:* Loan ProcessorOverview:- Short-term lender serving the community with financial solutions.Why Join Us:- Fun workplace environment with rewards for hard work and dependability.- Opportunities for growth and promotion within the company.- Closed on Sundays, fun contests, and great benefits.- Emphasis on training and utilizing staff strengths.-...

  • Loan Processor

    4 weeks ago

    Boise, United States Dollar Loan Center Full time

    *Job Title: *Loan Processor Read on to fully understand what this job requires in terms of skills and experience If you are a good match, make an application. *What we do?* We're a short-term lender who serves our community by offering our customers a solution to their financial needs. *Why YOU should work here!* For starters, our first Core Value is fun!...

  • Loan Processor

    4 weeks ago

    Boise, United States Dollar Loan Center Full time

    Job DescriptionJob DescriptionJob Title: Loan ProcessorWhat we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs.Why YOU should work here! For starters, our first Core Value is fun! Dollar Loan Center rewards its employees who work hard are dependable and do a great job. We have fun...

  • Loan Processor

    3 weeks ago

    Boise, United States Dollar Loan Center Full time

    Job DescriptionJob DescriptionJob Title: Loan ProcessorWhat we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs.Why YOU should work here! For starters, our first Core Value is fun! Dollar Loan Center rewards its employees who work hard are dependable and do a great job. We have fun...

  • Loan Processor

    1 month ago

    Boise, United States Dollar Loan Center Full time

    Job Title: Loan Processor What we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs. Why YOU should work here! For starters, our first Core Value is fun! Dollar Loan Center rewards its employees who work hard are dependable and do a great job. We have fun contests, offer great benefits,...

  • Loan Processor

    3 weeks ago

    Boise, United States Dollar Loan Center Full time

    Job Title: Loan Processor What we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs. Why YOU should work here! For starters, our first Core Value is fun! Dollar Loan Center rewards its employees who work hard are dependable and do a great job. We have fun contests, offer great benefits,...

  • Loan Processor

    3 weeks ago

    Boise, United States Dollar Loan Center Full time

    Job Title: Loan Processor What we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs. Why YOU should work here! For starters, our first Core Value is fun! Dollar Loan Center rewards its employees who work hard are dependable and do a great job. We have fun contests, offer great benefits,...

  • Loan Processor

    2 weeks ago

    Boise, United States Dollar Loan Center Full time

    Job Title: Loan Processor What we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs. Why YOU should work here! For starters, our first Core Value is fun! Dollar Loan Center rewards its employees who work hard are dependable and do a great job. We have fun contests, offer great benefits,...

  • Mortgage Loan Officer

    7 days ago

    Boise, Idaho, United States NeighborWorks® Boise Full time

    NeighborWorks Boise (NWB) is a local nonprofit that envisions safe, sustainable homes as the bedrock for a stronger Idaho. We are seeking a detail-oriented Mortgage Loan Officer for our Homeownership Center (HOC) Department. This position will work as part of the Lending department (NHS Lending) and Homebuyer Education and Counseling programs, reporting to...

  • Mortgage Loan Officer

    1 week ago

    Boise, United States NeighborWorks® Boise Full time

    NeighborWorks® Boise (NWB) is a local nonprofit that envisions safe, sustainable homes as the bedrock for a stronger Idaho. We are seeking a detail-oriented Mortgage Loan Officer for our Homeownership Center (HOC) Department. This position will work as part of the Lending department (NHS Lending) and Homebuyer Education and Counseling programs, reporting to...

  • Mortgage Loan Officer

    4 days ago

    Boise, United States NeighborWorks Boise Full time

    NeighborWorks Boise (NWB) is a local nonprofit that envisions safe, sustainable homes as the bedrock for a stronger Idaho. We are seeking a detail-oriented Mortgage Loan Officer for our Homeownership Center (HOC) Department. This position will work as part of the Lending department (NHS Lending) and Homebuyer Education and Counseling programs, reporting to...

  • Bilingual Spanish/English

    4 weeks ago

    Boise, ID, United States Dollar Loan Center Full time $18

    Read on to fully understand what this job requires in terms of skills and experience If you are a good match, make an application. *We're a short-term lender who serves our community by offering our customers a solution to their financial needs. *We have fun contests, offer great benefits, closed on Sunday's, opportunities to work with different people, we...

  • Mortgage Loan Officer in Idaho

    2 months ago

    Boise, United States Morty Full time

    Job DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Idaho. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Idaho and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively seeking...

  • Mortgage Loan Officer in Idaho

    1 week ago

    Boise, United States Morty Full time

    Job DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Idaho. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Idaho and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively seeking...

  • Mortgage Loan Officer in Idaho

    3 weeks ago

    Boise, United States Morty Full time

    Job DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Idaho. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Idaho and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively seeking...