Underwriter

Position Overview:

This job opportunity involves reviewing, analyzing, and making decisions on complex business matters within the Property and Casualty sector. The role requires serving as a liaison between company personnel, addressing business opportunities and resolving issues effectively. Additionally, providing valuable input to shape agency plans is a key aspect of this position.

Main Responsibilities:

• Prepare premium quotations in alignment with corporate guidelines.
• Evaluate underwriting eligibility for potential policyholders and establish appropriate pricing.
• Analyze accounts for insurability and make decisions within the authority limits.
• Conduct visits with agents/brokers to expand business networks.
• Support agency relationships and plans collaboratively.
• Address concerns of agents and policyholders effectively.
• Drive new business growth and maintain existing client base in a specific area.
• Promote the benefits of workers' compensation insurance products to customers.
• Collaborate with various departments to solve issues and enhance company relationships.
• Participate in special committees and contribute to developing territory reports.
• Review production and loss data, preparing reports accordingly.
• Research competitive information and support agency performance evaluations.
• Assess accounts for risk exposure and proper pricing strategies.
• Train and mentor Underwriting Assistants as required.
• Analyze loss trends and create action plans for improvement.
• Coordinate large account service plans with relevant departments.
• Provide valuable insights for agency advisory council meetings.
• Assist in setting regional goals for business growth.

This job description outlines the typical duties associated with this role. However, additional responsibilities may arise based on business needs.

Minimum Qualifications:

Educational Background:

Bachelor's degree in marketing, insurance, or related field. Relevant experience can also be considered in place of a degree in areas like underwriting, marketing, or auditing.

Seeking certifications like CPCU or CIC is advantageous.

Work Experience:

At least one year of experience as a Business Development Associate is required. Knowledge of agency management and marketing is preferred.

Required Skills and Knowledge:

• Evaluate and determine pricing for policyholders adhering to underwriting guidelines.
• Initiate insurance transactions following all guidelines.
• Negotiate effectively and develop strong client relationships.
• Proficient in Property and Casualty insurance and agency operations.
• Demonstrate creativity in generating and retaining business.
• Computer literacy and strong interpersonal skills.
• Work independently while supporting agents and managing workload effectively.
• Resolve problems proactively and make sound underwriting decisions.
• Understanding of workers' compensation laws in different jurisdictions.
• Analyze territories to identify and address issues efficiently.
• Strong problem-solving and decision-making abilities.
• Effectively communicate and present information clearly.
• Implement audit processes for agencies.

Working Environment:

The job entails office work with standard conditions and no unusual risks.

The qualifications listed serve as guidelines rather than strict requirements for the role. Compensation decisions consider various factors.

We are committed to diversity and provide equal employment opportunities. Discrimination or harassment is not tolerated in any form. Employment for the mentioned position is on an "at will" basis.

Welcome to a rewarding career opportunity with us

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