Mortgage Loan Originator

2 weeks ago

Mokena, Illinois, United States Midland States Bank Full time
Job Description Mortgage Loan Originator

Salary Range: $48,500+ annually

At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.

Position Summary

Develops relationships and solicits business from referral partners such as realtors, builders, bank colleagues, attorneys, and CPAs. Primary responsibilities include the collecting and analyzing of prospect s income, assets and liabilities in in order to advise them on the most appropriate mortgage products as well as other products and services to meet their financial needs. This position is an individual contributor.

Primary Accountabilities
  • Responsible for the sales and origination of family residential loans within predetermined guidelines and rates set forth by the Bank and its investors.
  • Responds to customer's residential mortgage needs by analyzing their financial profile and identifying the appropriate mortgage program for them.
  • Follows-up with applicants and secures the necessary information to process and underwrite the loan; conducting site visits if needed.
  • Provides assistance to help potential borrowers successfully qualify for financing.
  • Consistently achieves volume and/or unit production targets.
  • Works cooperatively and constructively with a wide variety of people, cross-functional teams, community- based organizations, title companies and referral partners.
  • Actively cross-sells bank products where applicable.
  • Projects a positive attitude and act with integrity at all times.
  • Deliver best-in-class customer service.
  • Provides support at bank sponsored events.
  • Must adhere to pertinent state and federal laws and regulations, Company s Compliance Policy and external compliance requirements.
  • The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed.
  • May require work in a Midland office to ensure collaboration and support of internal and external customers.
  • Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).
  • Other duties as assigned.
Position Qualifications

Education/Experience:
  • Bachelor s degree in business, finance, real estate, or related field preferred.
  • Ability to obtain NMLS State License or Federal NMLS Registration.
  • 1+ years experience in real estate and/or mortgage.
  • Strong entrepreneurial and business development/sales experience/skills.
  • Knowledge of FHA, FNMA and FHLMS underwriting guidelines.
  • Knowledge of mortgage compliance regulations.
  • Business acumen and judgment- bank mortgage products, policies, and procedures.
  • Needs analysis skills - analyzing information regarding customer income/debts, etc.
  • Interpersonal/Persuasive/Influencing and negotiation skills.
Competencies:
  • Business insight
  • Cultivates innovation
  • Drives results
  • Makes sound decisions
  • Being a brand champion
  • Collaborates
  • Communicates effectively
  • Customer focus
  • Being Authentic
  • Emotional Intelligence
  • Self development
  • Being flexible and adaptable
At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at .

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

Compensation details: 0 Yearly Salary

PIbc99c2496d1e-1906

  • Physician: Dermatology

    2 weeks ago

    Mokena, Illinois, United States Northwestern Medicine Full time

    In addition to competitive compensation, we offer an excellent benefits package. This includes a continuing medical education allowance, paid time off, well-being fund, 401k, paid parental leave, malpractice insurance and much more. Moreover, we will provide financial stability and administrative support so you can focus on your passion - practicing...

  • Nurse Practitioner or Physician Assistant-Primary Care, Full-time, Days

    1 month ago

    Mokena, Illinois, United States Northwestern Memorial Healthcare Full time

    Location Mokena, IllinoisBusiness Unit Regional Medical GroupJob REQID 138398Job Function Advanced Practice RNShift Day Job (1st)Benefits$10,000 Tuition Reimbursement per year ($5,700 part-time) $10,000 Student Loan Repayment ($5,000 part-time) $1,000 Professional Development per year ($500 part-time) $250 Wellbeing Fund per year($125 for part-time) Matching...

  • Nurse Practitioner or Physician Assistant-Primary Care, Full-time, Days

    4 weeks ago

    Mokena, Illinois, United States Northwestern Memorial Healthcare Full time

    Location Mokena, IllinoisBusiness Unit Regional Medical GroupJob REQID 138398Job Function Advanced Practice RNShift Day Job (1st)Benefits$10,000 Tuition Reimbursement per year ($5,700 part-time) $10,000 Student Loan Repayment ($5,000 part-time) $1,000 Professional Development per year ($500 part-time) $250 Wellbeing Fund per year($125 for part-time) Matching...

  • Loan Processor

    4 weeks ago

    Mokena, United States CrossCountry Mortgage, LLC. Full time

    CrossCountry Mortgage (CCM) is one of the nation’s top 3 retail mortgage lenders with more than 7,000 employees operating nearly 600 branches across all 50 states. We have been recognized nine times on the Inc. 5000 list of America’s fastest-growing private businesses and have received countless awards for our standout culture. Through our dedication to...

  • Physician: Dermatology

    1 month ago

    Mokena, United States Northwestern Medicine Full time

    In addition to competitive compensation, we offer an excellent benefits package. This includes a continuing medical education allowance, paid time off, well-being fund, 401k, paid parental leave, malpractice insurance and much more. Moreover, we will provide financial stability and administrative support so you can focus on your passion - practicing...

  • Physician: Dermatology

    4 weeks ago

    Mokena, United States Northwestern Medicine Full time

    In addition to competitive compensation, we offer an excellent benefits package. This includes a continuing medical education allowance, paid time off, well-being fund, 401k, paid parental leave, malpractice insurance and much more. Moreover, we will provide financial stability and administrative support so you can focus on your passion - practicing...

  • Universal Banker II

    3 weeks ago

    Mokena, United States Midland States Bank Full time

    Starting Rate: $20.50 At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include...

  • Immediate Care Center Physician

    1 month ago

    Mokena, United States Northwestern Medicine Full time

    In addition to competitive compensation, we offer an excellent benefits package. This includes a continuing medical education allowance, paid time off, well-being fund, 401k, paid parental leave, malpractice insurance and much more. Moreover, we will provide financial stability and administrative support so you can focus on your passion - practicing...

  • Immediate Care Center Physician

    4 weeks ago

    Mokena, United States Northwestern Medicine Full time

    In addition to competitive compensation, we offer an excellent benefits package. This includes a continuing medical education allowance, paid time off, well-being fund, 401k, paid parental leave, malpractice insurance and much more. Moreover, we will provide financial stability and administrative support so you can focus on your passion - practicing...

  • Nurse Practitioner or Physician Assistant-Primary Care, Full-time, Days

    4 weeks ago

    Mokena, United States Northwestern Memorial Healthcare Full time

    Location Mokena, IllinoisBusiness Unit Regional Medical GroupJob REQID 138398Job Function Advanced Practice RNShift Day Job (1st) Benefits $10,000 Tuition Reimbursement per year ($5,700 part-time) $10,000 Student Loan Repayment ($5,000 part-time) $1,000...

  • Nurse Practitioner or Physician Assistant-Primary Care, Full-time, Days

    4 weeks ago

    Mokena, United States Northwestern Memorial Healthcare Full time

    Location Mokena, IllinoisBusiness Unit Regional Medical GroupJob REQID 138398Job Function Advanced Practice RNShift Day Job (1st) Benefits $10,000 Tuition Reimbursement per year ($5,700 part-time) $10,000 Student Loan Repayment ($5,000 part-time) $1,000...

  • Market Director Banking

    4 weeks ago

    Mokena, United States JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** - We have an obsession for taking care of our customers and employees, making them feel welcomed and valued by building lasting relationships, doing the right thing, exceeding expectations, and having a strong commitment to diversity and inclusion. At Chase, you’ll have the opportunity to help people make the most of their money so they...

  • Client Office Phlebotomist-Full-time Days DC

    3 weeks ago

    Mokena, United States Northwestern Memorial Healthcare Full time

    Job DescriptionJob DescriptionCompany DescriptionAt Northwestern Medicine, every patient interaction makes a difference in cultivating a positive workplace. This patient-first approach is what sets us apart as a leader in the healthcare industry. As an integral part of our team, you'll have the opportunity to join our quest for better healthcare, no...