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Director - Treasury - Liquidity Risk Management

3 months ago


New York, New York, United States American Express Full time
You Lead the Way. We've Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways.

When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other.

Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.


At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success.

Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day.

And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.


Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward.

Whether it's negotiating with some of our largest global partners or creating next year's financial plan, you can influence both our day-to-day P&L and the future direction of the company.

As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career.

Find your place in finance on #TeamAmex.

The Liquidity Risk Management team is a part of the Global Treasury Organization at American Express.

The team's core objective is to ensure the company meets its regulatory liquidity needs by forecasting the company's regulatory liquidity requirements, collaborating with the funding team to ensure timely funding of those needs, and performing Liquidity Stress Testing (LST) to ensure the company remains compliant with all regulatory liquidity requirements on an ongoing basis.


This Director role is an amazing opportunity to lead a group of high-performing colleagues responsible for ensuring that American Express successfully migrates from a Category IV bank to Category III & II in coming years.

This requires ongoing interpretation of regulatory requirements, incorporating the requirements within the company's Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR) and the LST framework, including the review and refresh of all assumptions and documentation of treatment into the Liquidity Risk Management process.


The successful candidate will play the role of expert in liquidity related regulations and understanding of its applications to a company's liquidity risk management processes and practices.

The role also requires an appreciation of bank governance related activities, regulator expectations and ability to collaborate with second and third lines of defense in uplifting the company's liquidity risk management practices.

How will you make an impact in this role?

  • Lead FR 2052a, LCR, NSFR and LST regulatory rules interpretation, and serve as subject matter expert in support of liquidity risk management and relevant regulations with internal business partners (e.g., Business Unit Finance, Planning, Controllers, Internal Audit, and Risk, Information, and Banking).
  • Identify, measure and monitor liquidity risks and strategically manage liquidity for the firm.
  • Support preparation of key committee materials and preparation of documentation.
  • Support identification and management of data sources used for liquidity management, including data definition, data model management, coordination with central data office and management of changes in upstream data sources.
  • Perform analysis and review of Liquidity related assumptions, methodologies and processes for liquidity sources and uses.
  • Document the bank's processes and rationale for treatment of all products and transactions.
  • Analyze and interpret liquidity buffer (target), including key drivers and trend analysis.
  • Partner with the company's bank legal entity management teams to craft and maintain liquidity related processes at regulated entities.
  • Support management of key projects related to liquidity, including regulatory remediation, compliance and systems enhancements and other change management projects.
  • Drive communication in various bank governance committees, collaborate with second & third lines of defense, and support leaders in various dialogs and exams by regulatory bodies.
  • Lead and develop a team.
Minimum Qualifications

  • 8+ years Finance/Treasury experience.
  • Ability to adopt a broad perspective and link business strategies to liquidity risks.
  • Self-starter, with a proactive approach and a passion to consistently deliver high quality results.
  • Excellent communication and teamwork skills to collaborate closely with internal and external business partners.
  • Ability to prioritize effectively and manage competing priorities effectively and drive results while meeting critical deadlines.
  • An analytical approach coupled with strong process management skills and ability to drive enhancements.
  • Strong proficiency in Excel and PowerPoint required.
  • Undergraduate degree in accounting, finance or related field.
Preferred Qualifications

  • Proficiency in liquidity regulations (FR 2052a, LCR, NSFR, Liquidity Stress Testing) with hands on working experience.
  • Graduate degree.

Salary Range:
$130,000.00 to $205,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life.

Benefits include:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site.


American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally.

That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture.

Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Employment eligibility to work with American Express in the U.S. is required as the company will not pursue

visa sponsorship for these positions.