American National Bank is a well-established bank with a rich history dating back to 1856. As one of the largest privately owned banks in Nebraska, with branch locations in Nebraska, Iowa, and Minnesota, we take pride in partnering with local businesses, charitable organizations, and team members to contribute to the growth and development of the communities we serve.

Join our team and become part of a dynamic environment where you can drive positive change and leverage career opportunities for personal and professional growth.

At American National Bank, we value our employees and offer a comprehensive benefits package to support you and your family :

• Competitive base compensation with performance-based earning potential
• Promising career growth opportunities
• 401(k) Investment Plan with generous match and profit sharing
• Life Insurance coverage
• Paid Time Off, Holidays, and Volunteer Time
• Medical and Dental Insurance with premium contribution
• Additional Insurance options for various needs such as Vision, Pet Care, and more
• Tuition Reimbursement and Gym Membership Reimbursement
• Discounts on Banking and Financial services

Job Summary:

The Underwriter role at American National Bank involves establishing and nurturing strong relationships with dealers and customers. Responsibilities include analyzing credit applications, making informed credit decisions, and effectively communicating these decisions to respective stakeholders.

Essential Job Duties & Responsibilities:

• Approving retail credit requests within defined limits
• Collaborating with branch lenders to assess creditworthiness
• Guiding on consumer loan structures and credit evaluations
• Maintaining credit standards and advising on policy interpretation
• Visiting dealers to foster relationships and uphold credit quality

Experience Needed:

• Previous experience in customer service, sales, or telemarketing
• Knowledge of consumer credit

Education, Licensure & Certification:

• Degree preferred, High school education required

Required Skills & Abilities:

• Understanding of lending practices and credit scoring systems
• Proficiency in office equipment operation
• Ability to make independent decisions based on policies
• Effective communication skills
• Familiarity with credit regulations and finance techniques
• Ability to communicate credit terms clearly

We are an Equal Opportunity Employer and support diversity in the workplace.