Credit Analyst

4 days ago

Salt Lake City, United States Vaco Full time
Job Overview
We are seeking an experienced and detail-oriented Credit Analyst to support our credit department. The ideal candidate will analyze financial statements, review creditworthiness, and help manage accounts, contributing to optimal cash flow and strong customer relationships. This role is critical in assessing credit risk and supporting business growth.
Key Responsibilities
  • Assist in the development and implementation of credit policies and procedures
  • Analyze financial statements and credit reports to assess the creditworthiness of new and existing customers
  • Support the management of a portfolio of accounts ranging from $5,000 to $500,000, with a total portfolio of $7.5 million to $9.5 million at any given time
  • Conduct collection efforts on past-due accounts and assist in negotiating payment terms
  • Collaborate with sales and finance teams to help support business growth while minimizing credit risk
  • Provide regular reports on credit performance and risk exposure to credit management
  • Contribute to the continuous improvement of credit and collection processes
Qualifications
  • Bachelor?s degree in Finance, Accounting, or related field
  • 3+ years of experience in credit (AR) analysis, preferably in a high-volume or B2B environment
  • Strong understanding of financial statements and credit analysis techniques
  • Excellent analytical and communication skills
  • Proficiency in financial modeling and advanced Excel skills
  • Experience with ERP systems and credit management software
Key Skills
  • Strategic thinking and decision-making
  • Risk assessment and management
  • Financial analysis
  • Negotiation and conflict resolution
  • Process improvement

Vaco values a diverse workplace and strongly encourages women, people of color, LGBTQ+ individuals, people with disabilities, members of ethnic minorities, foreign-born residents, and veterans to apply.

EEO Notice

Vaco is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law.

Vaco LLC and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals. As part of this commitment, Vaco LLC and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact HR@vaco.com .

Vaco also wants all applicants to know their rights that workplace discrimination is illegal.

By submitting to this position, you agree that you will be giving Vaco the exclusive right to present your as a candidate for the foregoing employment opportunity. You further agree that you have represented information about yourself accurately and have not affirmatively misrepresented your qualifications. You also agree to maintain as confidential, to the fullest extent permitted by law, any information you learn from Vaco about the position and you will limit disclosure of information about the position only to the extent necessary to perform any obligations in furtherance of your application. In exchange, Vaco agrees to exercise reasonable efforts to represent you through all solicitation, job screening and resume dispersal.

Privacy Notice

Vaco LLC and its parents, affiliates, and subsidiaries (“we,” “our,” or “Vaco”) respects your privacy and are committed to providing transparent notice of our policies.

  • California residents may access Vaco’s HR Notice at Collection for California Applicants and Employees here.
  • Virginia residents may access our state specific policies here.
  • Residents of all other states may access our policies here.
  • Canadian residents may access our policies in English here and in French here.
  • Residents of countries governed by GDPR may access our policies here.
Pay Transparency Notice

Determining compensation for this role (and others) at Vaco depends upon a wide array of factors including but not limited to:

  • the individual’s skill sets, experience and training;
  • licensure and certification requirements;
  • office location and other geographic considerations;
  • other business and organizational needs.

With that said, as required by local law, Vaco believes that the following salary range referenced above reasonably estimates the base compensation for an individual hired into this position in geographies that require salary range disclosure. The individual may also be eligible for discretionary bonuses.

  • Credit Support Analyst

    4 weeks ago

    Salt Lake City, United States US Tech Solutions Full time

    Duration: 12 + Months contract Job Description: Top 5 Skills/Experience: 1. Bachelor’s Degree (REQUIRED) 2. Proficient in Microsoft Office applications (Outlook, Excel, Word, etc.) and Adobe Acrobat 3. Communication Skills, fluent in English, clear written and verbal communication 4. Prior experience in Lending Operations within a Financial Services...

  • Commercial Credit Analyst

    4 weeks ago

    Salt Lake, Utah, United States Celtic Bank Full time

    Unleash Your Expertise in Commercial LendingCeltic Bank is seeking an experienced Commercial Credit Analyst to join our team. As one of the top five SBA lenders in the country, we offer a unique opportunity to gain deep commercial credit knowledge and broad experience across various industries.About Us: Headquartered in downtown Salt Lake City, Utah, Celtic...

  • Credit Support Analyst UT

    4 weeks ago

    salt lake city, United States US Tech Solutions, Inc. Full time

    Duration: 12 + Months contract Job Description: Top 5 Skills/Experience :1. Bachelor’s Degree (REQUIRED) 2. Proficient in Microsoft Office applications (Outlook, Excel, Word, etc.) and Adobe Acrobat3. Communication Skills, fluent in English, clear written and verbal communication4. Prior experience in Lending Operations within a Financial Services...

  • Credit Support Analyst UT

    4 weeks ago

    salt lake city, United States US Tech Solutions, Inc. Full time

    Duration: 12 + Months contract Job Description: Top 5 Skills/Experience :1. Bachelor’s Degree (REQUIRED) 2. Proficient in Microsoft Office applications (Outlook, Excel, Word, etc.) and Adobe Acrobat3. Communication Skills, fluent in English, clear written and verbal communication4. Prior experience in Lending Operations within a Financial Services...

  • Credit Analyst

    2 months ago

    new york city, United States Vibrant Capital Partners, Inc. Full time

    Credit Analyst (3 to 5 yrs. experience in the loan asset management sector)Alternative credit asset management firm seeking to add a Credit Research Analyst to support its leveraged loan / CLO business.The credit research analyst role requires 3 to 5 years of experience in leveraged loan and high-yield credit research/analysis and trading. The ideal...

  • Credit Analyst

    2 weeks ago

    Johnson City, United States GPAC Full time

    I'm currently working with an amazing company who is looking for an experienced Credit Analyst to join their team. Commercial Credit Analyst Qualifications:POSITION SUMMARY: The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial...

  • Credit Support Analyst UT

    3 weeks ago

    Salt Lake City, United States US Tech Solutions, Inc. Full time

    Duration: 12 + Months contract Please ensure you read the below overview and requirements for this employment opportunity completely. Job Description: Top 5 Skills/Experience :1. Bachelor’s Degree (REQUIRED) 2. Proficient in Microsoft Office applications (Outlook, Excel, Word, etc.) and Adobe Acrobat3. Communication Skills, fluent in English, clear...

  • Compensation Analyst for Illinois Credit Union

    2 weeks ago

    Lake Forest, Illinois, United States Consumers Credit Union Full time

    We're seeking a highly skilled Compensation Analyst to join our team at Consumers Credit Union (CCU) in Lake Forest, IL. This is an exciting opportunity to work with a dynamic and growing financial institution that prioritizes transparency, simplicity, and member satisfaction.Salary: $65,000 - $80,000 per year, depending on experienceAbout the RoleThe...

  • Sr Commercial Credit Analyst

    2 months ago

    Sioux City, United States gpac Full time

    Sr Commercial Credit Analyst:  POSITION SUMMARY: The Senior Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan...

  • Investment Associate

    2 months ago

    new york city, United States Evolution Credit Partners Full time

    Evolution Credit Partners, headquartered in Boston, Massachusetts, manages approximately $3 billion across a range of synergistic credit strategies. Evolution's credit platform provides bespoke financing solutions across the credit spectrum. This position is for a role in our New York or Boston office.Role Description:The Associate will be an integral member...

  • Investment Associate

    2 months ago

    new york city, United States Evolution Credit Partners Full time

    Evolution Credit Partners, headquartered in Boston, Massachusetts, manages approximately $3 billion across a range of synergistic credit strategies. Evolution's credit platform provides bespoke financing solutions across the credit spectrum. This position is for a role in our New York or Boston office.Role Description:The Associate will be an integral member...

  • Financial Analyst Position

    2 weeks ago

    Oklahoma City, Oklahoma, United States Oklahoma's Credit Union Full time

    Job OverviewOklahoma's Credit Union, a leading financial institution in the region, is seeking an experienced Financial Analyst to join our team. As a key member of our credit department, you will be responsible for evaluating the creditworthiness of individuals and companies, maintaining relationships with clients, and providing outstanding member...

  • Senior Credit Analyst

    1 week ago

    Benet Lake, United States Uline, Inc. Full time

    Senior Credit Analyst - FraudCorporate Headquarters12575 Uline Drive, Pleasant Prairie, WI 53158Uline continues to grow as a top distributor of shipping, industrial and packaging materials. We’re hiring a Senior Credit Analyst (Fraud) to help support our success! If you’re a dedicated finance professional, Uline is an excellent place to grow your...

  • Risk, Credit Risk, Analyst, SLC

    7 months ago

    Salt Lake City, United States Goldman Sachs Full time

    Divisional Overview The Risk Division is a team of specialists charged with managing the firm’s credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes...

  • Junior Credit Analyst

    2 days ago

    Kansas City, United States Adaptive Solutions Group Full time

    About the RoleAre you ready to launch your career in banking and credit analysis? This role offers a unique opportunity to work alongside a seasoned mentor who’s passionate about helping you grow. As a Junior Credit Analyst/Loan Processor, you’ll develop critical skills in credit assessment and loan processing while being part of a collaborative,...

  • Private Credit Analyst or Associate

    2 months ago

    new york city, United States Selby Jennings Full time

    A leading global investment firm with >$100bn AUM is looking to add a Private Credit Analyst or Associate to join the private credit team in New York, NY. The private credit strategy provides flexibility to invest across the debt capital structure, ranging from senior secured loans to junior, mezzanine and preferred equity solutions. The Private Credit...

  • Credit Research Analyst

    2 months ago

    new york city, United States JW Michaels & Co. Full time

    Our client, a $10Bil AUM hedge fund with offices in NYC & London, is looking to seat a proven Fundamental Liquid Credit HY/XO Analyst with a sub-specialty covering non-Bank Financials & REITs. ~The hired candidate will have a minimum of 5 years' experience covering public credit and developing trades across the capital structure including liquid long-short...

  • Credit Research Analyst

    2 months ago

    new york city, United States JW Michaels & Co. Full time

    Our client, a $10Bil AUM hedge fund with offices in NYC & London, is looking to seat a proven Fundamental Liquid Credit HY/XO Analyst with a sub-specialty covering non-Bank Financials & REITs. ~The hired candidate will have a minimum of 5 years' experience covering public credit and developing trades across the capital structure including liquid long-short...

  • Credit Analyst

    2 months ago

    new york city, United States Dwight Funding Full time

    Dwight Funding is a leading working capital partner built for early and growth stage businesses in eCommerce, Food & Beverage, General CPG. We’ve created a modern lending platform for today’s leading growth stage companies built on a foundation of relationships, data, and technology. Our company is made up of entrepreneurs, ex-bankers, and passionate...

  • Credit Analyst

    2 months ago

    new york city, United States Dwight Funding Full time

    Dwight Funding is a leading working capital partner built for early and growth stage businesses in eCommerce, Food & Beverage, General CPG. We’ve created a modern lending platform for today’s leading growth stage companies built on a foundation of relationships, data, and technology. Our company is made up of entrepreneurs, ex-bankers, and passionate...