Credit Review Sr. Examiner

2 weeks ago

Charlotte, United States Bank of America Full time
Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us

Job Description:

Through examinations and monitoring, Credit Review provides an independent assessment of credit decisions and the effectiveness of credit processes across the bank's credit platform, identifies existing and emerging risks, and reports its findings to various stakeholders, including executive management, the Board of Directors or committee thereof, external auditors and regulatory agencies.

Participates in credit review examinations and continuous testing activities across various commercial credit portfolios within Enterprise Credit. The Sr. Examiner will work with examination teams to assess the quality of credit decisioning, portfolio management, risk recognition practices and the effectiveness of credit management processes. This individual will also assist in the continuous testing of various portfolios by performing transaction reviews of new and existing clients to evaluate appropriateness of client selection, adherence to underwriting expectations, quality of ongoing monitoring and risk rating accuracy to proactively identify emerging risks and their impact on portfolio credit quality. The Sr. Examiner is generally tasked with the review of more complex transactions. Lastly, may be asked to lead special projects in addition to testing responsibilities. This specific role will support ongoing testing and assessments of Structured Financing Transactions and Counterparty Credit Risk within Global Markets portfolios such as Asset backed Securitization, Hedge Funds, Asset Managers, Equities, Central Counterparties etc. Additional coverage areas may include US and International Financial Institutions.

Provides expertise, advice and counsel based on advanced business and/or credit review experience to a complex business and/or across several business groups. Provides leadership for projects and team activities. Functional responsibilities include establishing Monitoring Plans for assigned credit portfolio, assessing associated Level and Direction of Risk ratings and acting as Examiner-in-Charge/EIC. Proactively implements credit review strategy for the sound application of risk based practices by defining scope, program, and review and exam procedures. Exercises judgment and influences senior business managers and peers. Drives completion of credit issues. Helps business partners balance their business strategy with appropriate risk management controls. Contributes to the development, implementation and communication of Credit Review's missions, goals and strategies. Interacts with regulatory agencies, external consultants and other internal risk management groups. Assesses and advises on the impact of industry-level, geo-political and economic trends to credit portfolios.

Required Skills:
  • Minimum 8 years of commercial credit experience (direct lending, workout, risk management and/or regulatory)
  • Ability to support conclusions through fact-based analysis and ability to influence senior leaders
  • Excellent credit analysis, project management and leadership skills
  • Strong organizational and communication skills, both written and verbal
  • Ability to manage multiple complex tasks while delivering high quality results
  • Financial Analysis
  • Internal Audit Review
  • Loan Structuring
  • Research Analysis
  • Underwriting
  • Business Acumen
  • Credit and Risk Assessment
  • Critical Thinking
  • Issue Management
  • Risk Management
  • Collaboration
  • Due Diligence
  • Regulatory Compliance
  • Relationship Building
  • Written Communications


Desired Skills:
  • 10+ years of direct commercial credit experience
  • Demonstrated experience in identifying, assessing and reporting on existing and emerging risks
  • Experience with direct applicability to Credit Review responsibility
  • Ability to coach/mentor new or less experienced associates
  • Strong Counterparty Credit Risk background and/or Global Markets experience


Minimum Education Requirement:
  • Bachelor's Degree with a preference in finance, accounting, economics or other business concentration


Shift:
1st shift (United States of America)

Hours Per Week:
40

  • Credit Review Sr. Examiner

    3 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our...

  • Sr. Credit Officer/Credit Risk Officer-Corp/Comm-Leverage Finance Credit

    5 days ago

    Charlotte, United States Bank of America Full time

    Job Description At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for...

  • Audit Project Manager

    2 days ago

    Charlotte, United States U.S. Bank Full time

    At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide,...

  • Credit Risk Review Officer II- Commercial Bank

    1 month ago

    Charlotte, United States Truist Full time

    ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Completes moderately complex to complex credit transactions reviews with only moderate level of oversight 2. Solid...

  • Credit Officer II

    8 hours ago

    Charlotte, United States City National Bank Full time

    Overview: CREDIT OFFICER II - PBB WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers. Is client facing and manages all aspects of credit relationships for clients. Provides credit product expertise in an advisory capacity and...

  • National Bank Examiner/Bank Examiner

    1 month ago

    Charlotte, United States Office of the Comptroller of the Currency Full time

    Summary As a National Bank Examiner/Bank Examiner (Enterprise Governance and Operational Risk), you will serve as a enterprise governance and operational risk subject matter expert in community or midsize banks. Midsize and Community Bank Supervision / Midsize & Trust Bank Supervision (MTBS) USAA Charlotte, NC; San Antonio, TX or alternative...

  • Credit Officer II Corporate Banking

    1 day ago

    Charlotte, North Carolina, United States City National Bank Full time

    CREDIT OFFICER II CORPORATE BANKING WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a Corporate Banking team. Analyzes prospective loan transactions and credit worthiness of borrowers. Validates the credit analysis prepared by the Credit Analysts and provides opinions and...

  • Title Reviewer

    3 days ago

    Charlotte, United States McMichael Taylor Gray LLC Full time

    Job Type Full-time Description McMichael Taylor Gray, LLC is seeking Title Reviewers for states in our legal footprint. Priority will be given to candidates that HIGHLIGHT SPECIFIC EXPERIENCE AND LIVE in one or more of the following states: Florida, Georgia, North Carolina, and New York. The ideal applicant will have experience in default operations, in...

  • Credit Specialist

    3 weeks ago

    Charlotte, United States TALENT Healthcare Staffing Services Full time

    Are you an experienced Credit Specialist with a desire to excel? If so, then Talent Software Services may have a job for you! Our client is seeking an experienced System Engineer to work at their company in Providence, RI.Position Summary: The Credit and Collections Specialist provides analytical support and coordination of credit and collection activities...

  • Credit Analyst

    3 weeks ago

    Charlotte, United States augmentjobs Full time

    Job DescriptionJob DescriptionJob Description:As a Credit Analyst, you will play a critical role in assessing the creditworthiness of individuals, businesses, or financial institutions seeking credit facilities or loans. Your responsibilities will include analyzing financial data, evaluating credit risk, preparing credit reports, and making recommendations...

  • Risk Management Sr Specialist

    1 week ago

    Charlotte, United States Bank of America Full time

    Risk Management Sr Specialist page is loaded Risk Management Sr Specialist Apply locations Charlotte time type Full time posted on Posted 2 Days Ago job requisition id 24010312 Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our...

  • Senior Credit Analyst

    1 day ago

    Charlotte, United States Fifth Third Bank, N.A. Full time

    Fifth Third Bank, N.A. Senior Credit Analyst Charlotte , North Carolina Apply Now We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of...

  • Senior Credit Analyst

    6 days ago

    Charlotte, United States Fifth Third Bank Full time

    Make banking a Fifth Third betterWe connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing...

  • Counterparty Credit Risk

    1 day ago

    Charlotte, North Carolina, United States Bank of America Full time

    Counterparty Credit Risk - Audit Supervisor or Audit Manager New York, New York;Charlotte, North Carolina; Dallas, Texas; Boston, Massachusetts; Wilmington, Delaware; Providence, Rhode Island; East Hartford, Connecticut; Pennington, New Jersey Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through...

  • Credit Associate

    14 hours ago

    Charlotte, United States United Rentals Full time

    Great company. Great people. Great opportunities. As a Credit Associate at United Rentals, you will maintain various processes for credit support including lien releases, new accounts, pre-lien notifications and administrative functions. If you would enjoy the chance to make your mark with the world's largest equipment rental provider, consider a future...

  • Credit Associate

    2 days ago

    Charlotte, United States American Rental Association Full time

    Great company. Great people. Great opportunities. As a Credit Associate at United Rentals, you will maintain various processes for credit support including lien releases, new accounts, pre-lien notifications and administrative functions. If you would enjoy the chance to make your mark with the world's largest equipment rental provider, consider a future with...

  • SBA Credit Analyst Underwriter Remote

    2 weeks ago

    Charlotte, United States SVI Recruiting Group Full time

    Regional Bank has an immediate opportunity for an SBA Credit Analyst. MUST HAVE CURRENT SBA EXPERIENCE/ NOT MORTGAGEThe SBA Underwriter/VP is responsible for analyzing/evaluating SBA 7(a), USDA, and SBA 504, and small business loan application files to ensure credit worthiness of each assigned loan transaction. Additionally, this individual will assist in...

  • SBA Credit Analyst Underwriter Remote

    2 weeks ago

    Charlotte, North Carolina, United States SVI Recruiting Group Full time

    Regional Bank has an immediate opportunity for an SBA Credit Analyst. MUST HAVE CURRENT SBA EXPERIENCE/ NOT MORTGAGEThe SBA Underwriter/VP is responsible for analyzing/evaluating SBA 7(a), USDA, and SBA 504, and small business loan application files to ensure credit worthiness of each assigned loan transaction. Additionally, this individual will assist in...

  • Loan Review Quality Assurance Lead

    2 days ago

    Charlotte, United States Social Finance Ltd Full time

    Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The...

  • Sr. Sales Manager

    2 days ago

    Charlotte, United States Supermicro Full time

    **Sr. Sales Manager** **Location:** San Jose, California, United States ****Job Summary:**** Supermicro Computer, Inc. is currently seeking a Sr. Sales Manager responsible for successfully expanding Supermicro's customer base in targeted areas. Sr. Sales Manager will also be responsible for maintaining the quality, efficiency, and integrity of Supermicro's...