Sr. Underwriter

Job Description:

Sr. Underwriter (Group Benefits) -(HYBRID) Primary Duties & Responsibilities At Globe Life, we are committed to empowering our employees with the support and opportunities they need to succeed at every stage of their career. Our thriving and dynamic community offers ample room for professional development, increased earning potential, and a secure work environment. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better.

Role Overview: Could you be our next Sr. Underwriter, Group Benefits? Globe Life is looking for an experienced Sr. Underwriter, Group Benefits to join the team In this role, you will play a pivotal role in analyzing requests for proposals and determining the premium rates for the coverage requested. Leveraging cutting-edge underwriting software and related computer programs, you'll assess the risk involved within prospective groups and drive critical rate actions for in-force groups at renewal. This is a hybrid position located in McKinney, TX (WFH Monday & Friday, In Office Tuesday-Thursday).

What You Will Do:

• Utilize group and competitive information to accurately evaluate opportunities.
• Input group details into rating tools with precision and analyze the standard output to determine appropriate rates and terms.
• Independently review complex rating requests and make premium rate decisions in alignment with established underwriting guidelines.
• Record decisions and rates, as well as requesting proposals from the Proposal Team in Salesforce, while maintaining accurate records in actuarial database tools.
• Effectively communicate with internal stakeholders, including requesting additional information from Sales Directors and clearly articulate reasons for declining to quote when necessary, as well as convey rates and terms to the Proposals/Implementation team.
• Analyze available reporting to comprehend the risk profile of the division book by product.
• Collaborate with the Actuarial & Chief Underwriter to review renewal groups and determine rate actions at Policy Anniversary within specified timeframes, ensuring all renewal decisions are accurately recorded in Salesforce and progress renewal tasks.

What You Can Bring:

• Bachelor's Degree or equivalent experience, coupled with a minimum of 7+ years of proven expertise in Group Insurance sales and service.
• Possession of an Underwriter certification is a plus.
• Demonstrated experience in fostering multi-disciplinary team collaboration and building cohesive, high-performing teams.
• Application of advanced strategic knowledge within the group insurance and supplemental/voluntary insurance industry.
• Proven ability to resolve complex circumstances related to offerings and requests for group coverage.
• Capacity to work independently with minimal supervision beyond the onboarding phase, showcasing strong attention to detail, organizational proficiency, and adeptness in documentation.
• Proficiency with Microsoft Office tools, Salesforce, SQL, other data analytic and reporting tools, as well as internet research skills.
• Aptitude for thriving in a collaborative environment, engaging with various functional areas within the company.
• Comfort with quantitative work and logical thinking, underpinned by strong written and verbal communication skills, enabling clear articulation of information needed for opportunity evaluation and decision justifications.
• Deep understanding of underwriting policies, risk appetites, industry standards, and the legal, organizational, and administrative impacts of underwriting decisions, along with the ability to clearly explain facts, policies, and practices.
• Alignment with and embodiment of Globe's cultural values of teamwork, trust, gratitude, and respect.

Applicable To All Employees of Globe Life Family of Companies:

• Reliable and predictable attendance of your assigned shift.
• Ability to work full time and/or part time based on the position specifications.

How Globe Life Will Support You: Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don't just work, but thrive at Globe Life:

• Competitive compensation designed to reflect your expertise and contribution.
• Comprehensive health, dental, and vision insurance plans because we believe that taking care of your well-being is fundamental to your performance.
• Robust life insurance benefits and retirement plans, including company-matched 401k and pension plan.
• Wellness club reimbursements and gym discounts to help you stay on top of your health
• Paid holidays and time off to support a healthy work-life balance.
• Parental leave to help our employees welcome their new additions.
• Development training programs to enhance your skills and career progression and unlock your full potential.

Opportunity awaits Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters.

Please note that we welcome interest from candidates with varying levels of experience; many successful candidates do not meet every single requirement. If you're excited about this role, please apply and allow our recruiters to assess your application.

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