Senior Mortgage

Civista Bank
The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.

Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.
Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.
Screen loan requests based on bank policies and on types of loans offered by the institution.
Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
Answer incoming phone calls and schedule appointments.
Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.
Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects.
Five + years Mortgage Lending experience in a financial institution or loan office setting.
Bachelor's Degree in Business or Finance or three years equivalent work experience.
Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.
Solid computer literacy (Word, Excel) with accurate data entry skills; Ability to become proficient in use of specific software required for position.
Ability to manage multiple priorities/projects with varied deadlines.

This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.
Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.
Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.