Credit Specialist

4 months ago

Atlanta, United States RNDC Full time

Republic National Distributing Company (RNDC) is a family-owned business with roots extending before Prohibition that has evolved into one of the nation's largest wine and spirits wholesalers. Our success is grounded in our core values of Family, Service, Accountability, Honesty, and Professionalism. We offer a vibrant, inclusive culture and workplace experience for individuals who want a career that makes them feel accomplished and engaged. RNDC values the health and well-being of our associates, inside and outside the office, offering dynamic health and wellness benefits that supply exceptional care and value. RNDC is geared toward growing our footprint and our people. Join our team of energetic professionals who believe in many happy hours and are experts in our craft.

Summary

As a Credit Specialist at RNDC, you will play a critical role in ensuring the financial health and stability of our organization by managing the credit and risk associated with our customers. You will be responsible for analyzing customer credit applications, managing credit terms, and collaborating with internal departments to mitigate risks and maximize revenue opportunities.

In this role, you will
  • Analyze customer applications and credit backgrounds to determine creditworthiness based on pre-determined standards, minimizing risk and granting appropriate terms and credit limits.
  • Manage new and existing credit applications, securing necessary documentation and personal guarantees to grant appropriate terms.
  • Collaborate with customers to review, approve, and create legal documentation such as affidavits, payment plans, and other agreements.
  • Maintain customer credit status and information, including terms, contact details, credit limits, and third-party setups.
  • Manage credit holds and order releases, collaborating with local markets to ensure timely resolution.
  • Assist Accounts Receivable department with managing payment plans and terms.
  • Identify and tag escrow accounts accordingly, such as customer deposit accounts with specific terms and conditions.
  • Manage the bad debt reserve, preparing accounts for write-off and utilizing financial models to define and gauge bad debt reserves.
  • Provide expertise in credit and risk management, collaborating with internal departments to address financial interests and resolve issues.
  • Lead cross-functional efforts to address inquiries from drivers, key account representatives, customers, and sales teams regarding terms, pricing, and available credits.
What you bring to RNDC
  • High School diploma required; Associates degree or higher preferred.
  • 1-3 years of relevant experience, with at least 1 year in a job-related role.
  • Knowledge of accounting software such as Oracle AR.
  • Proficiency in internet software, including browsers and search engines.
  • Experience with spreadsheet software, particularly Microsoft products.
  • Familiarity with miscellaneous software including 9ci, Salesforce, CCAAS, Experian, Fintech, Icontol, and banking software.
What's in it for you
  • 401(k) with company matching
  • Medical, dental and vision benefits*
  • Paid Time Off Program – work your way up to 5 weeks of PTO a year with the ability to carryover unused PTO
  • Paid volunteer time
  • Paid parental leave
  • Paid caregivers leave
  • Fertility benefits
  • Paid training
  • Company paid life insurance, short-term disability, and company-paid holidays
  • Associate resource groups, and diversity, equity, and inclusion programs available for all associates


*Participation in these programs is subject to applicable wait periods and all plan and program terms and eligibility

Bonus if you bring
  • Previous experience in the Wine and Spirits industry

Republic National Distributing Company and National Distributing Company are Equal Opportunity/Affirmative Action employers. It is our policy not to discriminate against any Employee or Applicant. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability. This policy of nondiscrimination in employment includes but is not limited to: recruitment, hiring, placement, promotion, transfer, employment advertising or solicitations, compensation, layoff or termination of employment.

RNDC is committed to providing reasonable accommodation to people with disabilities throughout the job application and interview process, to the point of undue hardship. If you require an accommodation during the application or interview process, please click here.

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