Loan Officer

Remote - United States
Warm Leads | Base + Uncapped Commission | Paid Training

Are you competitive, driven, and looking for a remote sales opportunity you can turn into a rewarding, lasting career?

No mortgage experience? No problem. We value drive, resilience, and a hunger to learn. Your potential isn't limited by your background – it's powered by your ambition. We provide the training, tools, warm leads and support to help you succeed in this fully remote sales role.

Neighbors Bank, a leading innovator in the mortgage industry, is looking for individuals that thrive on challenges, adapt quickly to change, and want to earn uncapped commissions based on performance.

Our thriving remote culture isn't just a perk – it's a reflection of how we see the future of work. We want to empower incredible people to do great work wherever they are, while enabling flexibility.

You'll play a vital role in helping clients achieve the dream of homeownership by fulfilling our vision of changing the way mortgages are done – by making homeownership more affordable, accessible, and achievable.

What Makes This Sales Role Exciting?

• Remote-First with Flexibility: Thrive in a fully remote role with the freedom to structure your day, focus on performance, and rely on tools that support long-term success.
• Big Rewards for Top Performers: Competitive, uncapped commissions and bonuses await those who excel at sales.
• Be Part of Something Bigger: Join a fast-growing team with a thriving, award-winning culture that's been recognized as a Top Workplace in the Financial Services industry.
• Comprehensive Benefits: Including health and dental coverage, a wellness program, 401(k) matching, PTO, paid holidays, and more.
• Problem Solvers Wanted: This role is ideal for individuals who thrive on tackling challenges and finding innovative solutions.

Your Journey at Neighbors Bank

Want a sales career that pays you for what you're worth? In this base + commission role, top salespeople are bringing in $70K+ in their first year, $125K+ by year three, and up to $150K by year five. We don't cap your ambition – we reward it.

We offer a comprehensive, paid training program designed to help you build expertise in the mortgage industry and a foundation in reaching your income goals. Starting off, you'll focus on learning the loan origination process, gaining hands-on experience, and sharpening your existing sales skills. This initial phase of training comes with compensation of $20 per hour, plus performance-based bonuses.

After successfully completing the initial training phase, your compensation increases to the following (approximately 13 weeks after starting):

• $60,000 annual base
• Uncapped bonuses
• $5,000 one-time promotion bonus

Our People and Culture are our greatest strengths. That's why finding incredible people who are a great culture fit is so important. We're seeking individuals who:

• Are passionate about their job and have fun doing it.

• Will deliver results with integrity.

• Enjoy finding ways to enhance the lives of others every day.

Your Role as a Loan Officer

Loan Officers play a key role in guiding clients through the home loan process. These are clients that already reached out to Neighbors Bank to take the next step, so we work with hot/warm leads – there is no cold calling required.

This role is built for elite closers - people who thrive on guiding qualified leads to the finish line. If sourcing your own leads is what drives you, this will not be the right fit.

Key Responsibilities:

• Educate borrowers on the loan process and identify financing options.
• Analyze credit, income, and assets to prequalify or deny applications.
• Structure loans, issue pre-approvals, and manage the process through closing.
• Provide clear, ongoing communication with borrowers and their real estate agent.
• Secure documentation and ensure all stages of the loan process are completed efficiently.
• Perform other duties as assigned.

Are You the One?

No Mortgage Experience? No Problem – But Grit and Talent are Essential

We don't hire experienced Loan Officers. We do hire smart, driven people ready to prove they belong in a high-performance sales environment. This role comes with a learning curve, and we're looking for fast climbers.

Real Sales Experience Required – Where Influence and Ownership Mattered

We're looking for candidates with recent (within the last 5 years), meaningful sales experience – what we refer to as "hard sales." That means you've worked in a role where:

• You were responsible for building trust, tailoring a solution, and closing the deal
• You influenced buying decisions from start to finish—not roles centered on order-taking or passive upselling
• You had ownership of your outcomes, often tied to goals, metrics, or earnings/commissions
• You handled objections, followed up with leads, and earned the sale

Whether your experience was in-person or over the phone, B2B or B2C, what matters most is that you've done the kind of selling that builds real skill, and translates well to our environment.

Here's what makes a great fit:

• Seeking to establish and maintain a career as a salesperson
• Thrive working remotely and staying self-motivated
• Have succeeded in fast-paced or performance-based roles
• Bring a strong competitive drive and hunger to earn
• Communicate clearly and professionally with customers
• Stay focused under pressure and in high-volume settings
• College degrees are not required, but the ability to learn quickly is essential

This isn't the role for you if:

• You need frequent oversight to stay on track
• You prefer routine tasks over rapid change
• You're not comfortable and confident talking to customers on the phone
• Your primary interest is working in the mortgage industry rather than becoming a top-performing salesperson

Licensing Requirement

This position requires that new employees register with the NMLS. After onboarding, Neighbors Bank will help you facilitate and complete this process, and cover the full cost.

Where We're Hiring

We're actively hiring in the following states: AL, AZ, AR, FL, GA, ID, IA, KS, MS, MO, MT, OK, TX, UT, and VA.

When Can You Start?

Our newest Loan Officers begin in training classes alongside their peers to learn our process together. The next two training classes will start on:

• February 2
• March 30
• May 26

If you're not available to start on the earliest date, that's okay – just let us know. We're flexible and happy to work with your schedule.

Why Neighbors Bank?

Neighbors Bank is more than just a workplace –it's a community. Our mission is to Enhance Lives, and we're passionate about doing that through innovative solutions and a culture of collaboration and excellence. If you're ready to join a team where your contributions truly matter, we'd love to hear from you

The People and the Culture are Neighbors Bank's greatest strengths. We seek individuals who are passionate about their job, deliver results with integrity, and enjoy enhancing the lives of others every day.

Neighbors Bank's recognition as being a Top Workplace in Financial Services: Top Workplaces.

Neighbors Bank is proud to be an Equal Opportunity Employer committed to creating a diverse and inclusive workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.

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