Credit Risk Management

4 days ago

New York, New York, United States JPMorgan Chase & Co. Full time
Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.  Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Financial Institutions Assoicate within our Credit Risk team, you will employ your exceptional analytical abilities and credit industry knowledge to make informed credit decisions for a diverse client portfolio. You will work in collaboration with business teams to fulfill client credit requests, while maintaining a balance between risk and return for the Firm. Regular monitoring of your portfolio will be required to accurately assign risk ratings to clients and facilities, and you will be expected to uphold a strong culture of compliance at all times..

Job responsibilities

  • Communicate your view by preparing and presenting credit approval memos in connection with credit origination and renewals.
  • Perform financial analysis including stress testing, projections and peer comparisons
  • Assess creditworthiness of clients and recommending appropriate credit ratings
  • Assess the ability of cash flows or market value of a assets/collateral to repay debt
  • Describe concisely the structure and terms of products and analyze related risk metrics
  • Monitor, investigate, and escalate risk metrics associated with client activity
  • Attend on-site or virtual client diligence meetings.
  • Process transactions and annual reviews in JPM's credit system by coordinating with middle office and business partners
  • Prepare and present periodic portfolio reviews to senior credit executives and colleagues in the business 

Required qualifications, capabilities and skills 

  • Minimum 5 years' experience in Insurance underwriting, or comparable experience
  • Highly motivated with a natural passion to learn and an inquisitive personality
  • Strong interpersonal skills, and an ability to work well in a team environment
  • Strong sense of accountability and ownership of tasks
  • Strong verbal and written communication skills
  • Capable of understanding, describing and debating complex concepts
  • Ability to prioritize among competing projects and deliver work in a timely manner
  • Highly proficient in Excel, PowerPoint and Word software

Preferred qualifications, capabilities and skills 

  • Completion of a bank's formal credit training program
  • Corporate finance and accounting coursework

  • Credit Risk Manager

    1 week ago

    New York, New York, United States Schonfeld Full time $180,000 - $250,000

    The RoleWe are seeking an exceptionally skilled Risk Manager to serve as a key member of our DMFI Credit team based in New York City. We are looking for someone with 5-10 years of experience in risk management, specifically within credit products, high yield, investment grade credit, and mortgage-backed securities (MBS). A successful candidate will help to...

  • Risk, Credit Risk

    1 day ago

    New York, New York, United States Goldman Sachs Full time

    Department Overview: Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm's risk appetite. CR operates through 12 different offices around the...

  • Director of Credit Risk

    1 week ago

    New York, New York, United States Biz2Credit Full time $250,000 - $500,000 per year

    About USAt Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us...

  • Manager - Risk Management (Consumer & Commercial Credit Risk)

    5 days ago

    New York, New York, United States American Express Full time $120,000 - $200,000 per year

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new...

  • Senior Manager, U.S. Leveraged Finance Credit Risk

    3 days ago

    New York, New York, United States Scotiabank Full time

    Requisition ID: 237164Salary Range: 117, ,700.00Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience.Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.Global...

  • Credit Risk Intern

    6 days ago

    New York, New York, United States Coinbase Careers Page Full time

    Ready to be pushed beyond what you think you're capable of?At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform — and with it, the future global financial system.To achieve our mission, we're seeking a very specific...

  • Director of Data Science and Credit Risk

    1 week ago

    New York, New York, United States Biz2Credit Full time $160,000 - $190,000 per year

    :About USAt Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us...

  • Global Credit Market Risk Sr. Manager

    3 days ago

    New York, New York, United States Bank of America Full time

    Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.Being a Great Place to Work is core to how we drive Responsible Growth. This includes our...

  • Associate, Credit Risk Data Analysis

    10 hours ago

    New York, New York, United States Page Executive Full time

    The position blends quantitative analysis, credit policy evaluation, and portfolio monitoring to assess the effectiveness of credit decisioning and risk controls. Ideal candidates will have a strong foundation in consumer credit, data analytics, and regulatory awareness, with the ability to work autonomously and communicate findings clearly.Client DetailsThe...

  • Staff Credit AI Scientist

    1 week ago

    New York, New York, United States Credit Karma Full time $150,000 - $250,000 per year

    Intuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 140 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and loans...