Loan Officer

Overview

Join our dynamic financial services team as a Loan Officer and become a vital contributor to helping clients achieve their homeownership and financial goals In this energetic role, you will guide customers through the loan process with enthusiasm, professionalism, and expert knowledge. Your proactive approach will ensure a seamless experience from application to approval, empowering clients with the confidence to make informed financial decisions. If you thrive in a fast-paced environment where your negotiation skills and financial expertise can shine, this is the perfect opportunity for you to make a meaningful impact while advancing your career in mortgage lending and loan origination.

Responsibilities

• Engage with prospective and current clients to understand their financial needs and provide tailored loan solutions.
• Facilitate the entire loan process, including loan origination, processing, underwriting, and closing, ensuring compliance with all regulations such as TILA (Truth in Lending Act) and Fair Housing laws.
• Conduct thorough credit analysis using tools like FNMA guidelines and mortgage servicing software to assess borrower eligibility.
• Utilize financial software such as Quicken or other accounting tools to manage loan documentation efficiently.
• Negotiate terms with clients while maintaining adherence to company policies and legal requirements, ensuring transparent communication throughout the process.
• Prepare and review contracts, escrow documents, and other legal paperwork related to loans.
• Collaborate with underwriters, processors, escrow officers, and other team members to expedite approvals and ensure smooth loan closures.
• Maintain up-to-date knowledge of banking regulations, mortgage products, and industry best practices to provide accurate advice.
• Provide exceptional customer service by guiding clients through complex processes with clarity and enthusiasm.
• Stay current on industry trends related to financial sales, credit analysis, mortgage servicing, and real estate regulations to enhance service quality.

Requirements

• Proven experience as a Loan Officer or in a similar financial services role with demonstrated success in loan origination and processing.
• Strong background in financial sales, negotiation skills, and customer service excellence.
• Familiarity with FNMA (Fannie Mae) guidelines, TILA regulations, Fair Housing laws, and mortgage underwriting procedures.
• Proficiency in financial software such as Quicken or comparable accounting tools; experience with mortgage-specific systems is preferred.
• Ability to perform basic math accurately using 10-key typing skills for calculations involving interest rates, payments, and credit analysis.
• Knowledge of escrow processes, banking operations, loan contracts, and mortgage servicing procedures.
• Excellent communication skills for explaining complex concepts clearly to clients of diverse backgrounds.
• Strong organizational skills with attention to detail for managing multiple applications simultaneously while adhering to deadlines.
• Basic understanding of math principles relevant to credit analysis and loan calculations. Join us today if you're ready to energize your career in the vibrant world of mortgage lending We're committed to fostering an inclusive environment that values your expertise in financial sales, negotiation prowess, and dedication to exceptional customer service—all while helping clients turn their homeownership dreams into reality

Job Types: Full-time, Part-time

Projected Total Compensation: $62, $74,954.70 per year

Expected hours: 20 per week

Work Location: Remote