Strategic Credit Policy Director

3 days ago


Wilmington, Delaware, United States OneMain Financial Full time
Role Summary

We are seeking a highly skilled Strategic Credit Policy Director to join our team at OneMain Financial. This role offers an exciting opportunity to drive business growth and optimize credit risk underwriting and pricing strategies.

About the Role

In this challenging position, you will lead the design, recommendation, documentation, and execution of consumer credit underwriting and pricing strategies. You will work with various partners to develop, test, and execute analyses and reporting using data query tools such as R, SAS, SQL, MATLAB, and Python. Your expertise in traditional regression modeling and machine learning algorithms will help you understand key drivers and estimate customer behaviors by different strategy treatments.

Main Responsibilities
  • Develop strategy optimization frameworks with a full credit-cycle view to drive profitable business growth
  • Analyze historical customer performance data from multiple disparate systems to extract insights and inform decision-making
  • Leverage advanced analytical skills using SAS, SQL, R, or Python to analyze complex data sets and identify trends
  • Communicate results effectively to all levels of leadership and influence business/strategy decisions
Requirements
  • Bachelor's degree (Graduate degree is a plus) in a quantitative discipline such as Engineering, Statistics, Economics, Business Management, or Computer Science
  • 6+ years of pricing, risk underwriting, or risk portfolio management experience within a personal loan or cards portfolio
  • 2+ years of people management/leadership experience
  • Innovative and capable of developing a highly analytical approach to solving problems
  • Advanced analytical skills using SAS, SQL, R, or Python
  • Hands-on experience with decision tree analyses and segmentation tools like CART, knowledge seeker, etc.
  • Experience building advanced models using statistical analysis tools or machine learning
  • Experience partnering horizontally and influencing other organizations such as technology, marketing, and operations
Benefits

OneMain Financial offers a comprehensive benefits package, including health and wellbeing options, up to 4% matching 401(k), employee stock purchase plan, tuition reimbursement, paid time off, and paid holidays.



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