Data Scientist

3 weeks ago

Richmond, California, United States Capital One Full time

About the Role

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting-edge technology in 1988. Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One, you'll be part of a team that's leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time, and agony in their financial lives.

Team Description

The Application Fraud data science team builds the machine learning models that help protect our customers and Capital One against fraudsters. We prevent fraud at the application stage using real-time models.

Role Description

In this role, you will:

  • Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love
  • Leverage a broad stack of technologies - Python, Conda, AWS, H2O, Spark, and more - to reveal the insights hidden within huge volumes of numeric and textual data
  • Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation
  • Flex your interpersonal skills to translate the complexity of your work into tangible business goals

The Ideal Candidate is:

Customer first. You love the process of analyzing and creating, but also share our passion to do the right thing. You know at the end of the day it's about making the right decision for our customers.

Basic Qualifications:

Currently has, or is in the process of obtaining a Bachelor's Degree plus 5 years of experience in data analytics, or currently has, or is in the process of obtaining a Master's Degree plus 3 years of experience in data analytics, or currently has, or is in the process of obtaining PhD, with an expectation that required degree will be obtained on or before the scheduled start date

At least 1 year of experience in open-source programming languages for large-scale data analysis

At least 1 year of experience with machine learning

At least 1 year of experience with relational databases

Preferred Qualifications:

Master's Degree in STEM field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics, or PhD in STEM field (Science, Technology, Engineering, or Mathematics)

At least 1 year of experience working with AWS

At least 3 years' experience in Python

At least 3 years' experience with machine learning

At least 3 years' experience with SQL

At least 1 year's experience building or validating models for financial services

Compensation and Benefits

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting.

New York City (Hybrid On-site):

$165,100 - $188,500 for Principal Associate, Data Science

Illinois (Hybrid On-site):

$153,900 - $175,700 for Principal Associate, Data Science

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI).

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well-being.

Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace.

All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth, or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state, or local law.

Capital One promotes a drug-free workplace.

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections ; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at or via email at All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse, nor guarantee, and is not liable for third-party products, services, educational tools, or other information available through this site.

Capital One Financial is made up of several different entities.

Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe, and any position posted in the Philippines is for Capital One Philippines Service Corp.

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