Consumer ABS Analyst

3 weeks ago


Charlotte, North Carolina, United States Barings Full time
Job Title: Consumer ABS Analyst

At Barings, we value our associates as much as our clients. We recognize and reward those who work diligently for us, based on personal and professional integrity, communication skills, distinct competencies, and expertise in specific strategies. We're looking for a skilled Securitized Credit Analyst to cover Private & Public Consumer ABS, including auto loans, credit card receivables, unsecured personal consumer loans, timeshare, solar, PACE, and student loans. The ideal candidate will work closely with our Asset-Based Finance team to identify and execute attractive risk-adjusted investments.

Key Responsibilities:

* Originate, structure, and execute private asset-backed transactions across various formats
* Facilitate relationships with target originators and intermediaries to provide a consistent pipeline of suitable investment opportunities
* Perform due diligence, including sector and market research, onsite evaluation, analytical risk-based modeling, and asset valuation work
* Manage the rating agency process and dialogue to obtain rating agency assessments
* Negotiate business terms and oversee transaction documentation
* Underwrite investments in public securitized markets across the capital structure
* Prepare investment memos and present investment recommendations to the Investment Committee

Requirements:

* BA/BS in mathematics, computer science, finance, economics, or a related field; advanced degree and professional designations preferred
* 5+ years of structured finance experience, including a track record of successful deal execution
* Strong network of contacts across the structured finance ecosystem
* Excellent attention to detail, intellectual curiosity, and strong work ethic
* Strong written and oral communication skills
* Experience with various analytical platforms and programming languages a plus

Benefits:

* Comprehensive benefits package, including medical, dental, and vision coverage, fitness center reimbursement, and employee assistance program
* Highly competitive 401(k) plan with company match, health savings account, and flexible spending accounts
* Basic and supplemental life insurance, spouse and child life insurance, paid vacation, sick days, and annual holidays
* Paid leave of absences, short and long-term disability plans, and paid volunteer time

About Barings:

Barings is an Equal Employment Opportunity employer, committed to diversity and inclusion. We welcome all persons to apply.
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