Senior Commercial Credit Specialist

6 days ago


Harrisburg, Pennsylvania, United States F&M Trust Full time

Role Overview

F&M Trust seeks a skilled Senior Commercial Credit Specialist to evaluate and manage high-complexity commercial credits. This hybrid role offers flexibility between working from home or at our Chambersburg, PA, or Harrisburg, PA locations.

The ideal candidate will analyze financial statements, assess industries, value collateral, and forecast cash flows to determine credit risks for large-scale commercial real estate projects. Deals typically range from $2-15MM and include land development, residential construction, multi-family homes, hotels, and strip centers.

Bonus experience includes C&I lending and/or government/fund accounting.

Compensation and Benefits
  • A competitive salary commensurate with experience and qualifications (estimated: $80,000 - $120,000 per year)
  • Pay-for-performance bonus potential
  • Medical, dental, and vision insurance
  • Paid time off and 11 paid bank holidays
  • 401(k) plan with up to a 6% company match
  • Paid life insurance, short-term disability, and long-term disability
  • Ongoing training and advancement opportunities
Requirements
  • Bachelor's degree in accounting, finance, or economics, or equivalent knowledge
  • At least two years of current or recent commercial credit underwriting experience
  • Ability to identify trends, strengths, and risks in financials, industries, and geographies
  • Effective verbal and written communication skills


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