Senior Financial Analyst Position
7 days ago
At GPAC, we are seeking a highly skilled Senior Financial Analyst to join our team. This is an exciting opportunity for a talented professional to support the lenders in underwriting requests for credit extensions to new and existing commercial clients.
The successful candidate will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, conduct annual credit reviews as needed, ensure compliance with the Bank's credit policies and procedures, and oversee the timely collection and spreading of interim and annual financial statements provided by clients.
This role requires strong analytical and problem-solving skills, with the ability to interpret complex financial data and make informed recommendations to Loan Officers. The ideal candidate will have a thorough understanding of financial ratios, including cash flow to debt service, debt-to-equity, and other key metrics.
Key Responsibilities:
- Conduct thorough financial analysis of prospective and active borrowing accounts
- Prepare written reports evaluating the short and long-term prospects of individual or company borrowers
- Make recommendations to Loan Officers on loan granting or denial, providing sufficient information to document recommendations
- Identify and interpret trends in financial data, highlighting key findings and insights
- Develop and maintain accurate financial spreadsheets and credit offering memorandums
- Coordinate specific work tasks within the department to ensure smooth and efficient workflow
- Provide assigned reports and support senior leadership with strategic decisions
- Perform annual review of loan relationships, identifying areas for improvement and growth
Requirements:
To be considered for this Senior Financial Analyst position, candidates must possess a minimum of 2 years' experience in a bank as a Credit Analyst. A strong background in finance, accounting, or a related field is essential, along with excellent analytical and communication skills.
Benefits:
We offer a competitive salary range of $70,000 - $90,000 per year, depending on experience, plus comprehensive benefits, including health insurance, retirement plans, and paid time off.
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