Mortgage Loan Originator Specialist
1 week ago
About the Role:
This position is responsible for selling and servicing mortgage loans at First Citizens Bank. To achieve this goal, the successful candidate will build a high-quality pipeline of residential mortgage loan applications through various sales techniques, responsive client service, and strong relationships with referral sources.
Key Responsibilities:
- Sales: Accomplish mortgage loan production goals by initiating sales calls, conducting presentations, participating in networking activities, and other sales techniques. Utilize referral sources to create sales opportunities, solidify relationships with bank partners, and enhance the referral process for all involved parties.
- Loan Processing: Interview applicants to assess their needs, evaluate their financial position, and identify appropriate product offerings. Facilitate a complete and thorough loan application, prequalifying applicants, obtaining all required documents, and submitting a detailed loan application.
- Loan Support: Manage the progression of loans throughout the loan process. Ensure adherence to regulatory and corporate guidelines, quality, and service standards are upheld. Provide updates and respond to client inquiries. Work closely with processing support on follow-up actions per investor and company requirements.
- Relationship Development: Establish a rapport with clients to identify business needs and leverage sales opportunities. Build and maintain a strong network with internal and external referral sources.
Requirements:
- Bachelor's Degree and 2 years of experience in Mortgage Loan Originator or High School Diploma/GED and 6 years of experience in Mortgage Loan Originator
- Federal registration and annual renewal as required by the SAFE Act
- A valid driver's license
- Ability to work effectively in public settings
Estimated Salary Range: $60,000 - $80,000 annually, based on industry standards and location.
About First Citizens Bank: Our benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, including customized offerings that support families, however defined. More information regarding our benefits offerings can be found here.
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