Senior Mortgage Compliance Specialist

7 days ago


Dallas, Texas, United States Hilltop Securities Inc. Full time

Job Title: Senior Mortgage Compliance Specialist

About Us:

Hilltop Securities Inc. is a leading financial services company seeking an experienced Senior Mortgage Compliance Specialist to join our team.

Job Type: Full-time

Salary: $60,000 - $80,000 per year

Based on experience and location, the estimated salary for this position is between $65,000 and $75,000 annually.

Job Description:

The Senior Mortgage Compliance Specialist will be responsible for ensuring compliance with regulatory requirements and company policies related to mortgage loan programs.

This role involves reviewing loan applications and supporting documentation, performing income calculations, and providing assistance to lenders and clients as needed.

Key Responsibilities:

  • Review loan applications and supporting documentation to ensure compliance with regulatory requirements
  • Perform income calculations using paystubs, tax returns, and other supporting documents
  • Provide direct assistance to lenders and clients regarding program documents, requirements, and processes
  • Monitor program pipelines and communicate missing or incomplete documents to meet program and timeline requirements
  • Perform program commitment expiration extensions, loan changes, and cancellation requests as directed by the lender
Required Skills and Qualifications:

To succeed in this role, you will need:

  • Ability to learn Emphasys Loan Tracking system flow and functionalities
  • Possess moderate working knowledge of agency and servicer guidelines
  • General knowledge of mortgage industry rules and regulations
  • Experience with processing mortgage loans (highly preferred)
  • Technical knowledge and experience with state and local housing agency programs (preferred)
  • Excellent communication and interpersonal skills
  • Ability to work well independently and prioritize tasks
  • High level of integrity and dependability
Benefits:

We offer a comprehensive benefits package, including medical, dental, and vision insurance, 401(k) matching, and paid time off.



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