Credit Risk Strategist

3 weeks ago


Johnston, United States Citizens Financial Group, Inc. Full time

The Credit Risk Professional will be a critical member of the Unsecured Consumer Lending Credit Risk Team, generating the statistical analysis used to inform credit strategy.

Will work with our data resources to formulate policy recommendations, communicate those recommendations to important stakeholders, and collaborate with diverse teams to see those recommendations implemented successfully.

They will be expected to wear multiple hats, dealing with problems across the full credit lifecycle and will have the opportunity to take ownership of solutions and see them through to completion in a fast-paced, challenging environment.


Key Responsibilities:
• Utilize analytical and technical skills to uncover insights, develop policy recommendations, and solve critical business problems.
• Work with proprietary Citizens data in conjunction with bureau data and alternative data sources to shape credit risk strategy.
• Analyze portfolio trends and investigate emerging risks to drive optimization of credit policy in a constantly evolving landscape.
• Design statistical and mathematical models for reporting and predictive analytics.
• Develop and deliver regular reports and communications to senior management.
• Communicate recommendations and insights to key stakeholders to influence decision making.
• Collaborate with diverse teams to see strategy proposals implemented successfully.

Requirements:
• 3+ years of Credit Risk experience - preferably Consumer Lending.
• 3+ years of relevant experience in a quantitative role utilizing statistical programming languages.
• Expertise with the following technologies required: Excel, SQL, Python, R, Tableau.
• Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership.
• Exceptional problem-solving acumen with ability to think strategically.
• Time Management - ability to prioritize competing assignments and thrive in a fast-paced results-oriented environment.

Education:
• Bachelor's degree in quantitative discipline required (Finance, Mathematics, Computer Science, Statistics, Engineering, etc.).
• Masters/PhD in a quantitative discipline preferred.

Work Schedule:
• Hybrid - 1-2 days in office, other days work from home

• 40 hours per week

Work Schedule:
• Monday - Friday

Citizens Financial Group, Inc. is an equal opportunity employer and welcomes applications from diverse candidates. All employment decisions are based solely on experience, performance, and ability.
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