Senior Risk Analyst
4 weeks ago
Transforming Risk Management at Octane
We are seeking a seasoned Senior Risk Analyst to join our Credit Strategy team at Octane. As a key member of our team, you will play a critical role in establishing credit strategies aligned with our risk appetite and providing strategic direction on our recreational vehicle portfolio.
Key Responsibilities:
- Analyze key drivers of credit losses and forecast variances to identify opportunities for improvement
- Collaborate with Risk, Collections, Finance, and Capital Markets teams to ensure accurate credit loss expectations
- Develop and present materials to senior management and stakeholders, adapting messages to different audiences
- Partner with the Decision Science team to develop a predictive loan loss model
- Perform ad-hoc analytics to provide insights to management and build analytical tools to inform strategic business decisions
Requirements:
- Bachelor's degree in a quantitative field such as statistics, econometrics, or engineering (advanced degree a plus)
- Strong understanding of consumer lending and key credit risk concepts
- Minimum 3+ years of experience in performing credit analysis with a focus on direct consumer loans
- Hands-on experience with SQL and Excel modeling (experience with Python a plus)
- Strong written and oral communication skills with ability to articulate key findings to senior members of the organization
- Strong problem-solving skills with experience analyzing complex loan/transaction level data to draw insightful conclusions
What We Offer:
- Robust Health Care Plans (Medical, Dental & Vision)
- Generous Parental Leave
- Up to 5 weeks time off (self-managed)
- Retirement Plan (401k) with company match
- Educational Assistance/Tuition Reimbursement up to $3K/year
- Life Insurance (Basic, Voluntary & AD&D)
- Short Term / Long Term Disability
- Robust Ancillary benefits including accident insurance, hospital insurance, etc.
- Gympass wellness benefit
- Powersports Safety Benefit
Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion, and other terms and conditions of employment.
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