Commercial Underwriter IV

3 weeks ago


Los Angeles, California, United States PNC Financial Services Group Full time
Job Description

At PNC Financial Services Group, we are seeking a highly skilled Commercial Underwriter IV to join our team. As a key member of our Corporate & Institutional Banking (C&IB) team, you will be responsible for analyzing complex credit portfolios associated with corporate and commercial clients in the 10 million and up market space.

Key Responsibilities
  • Work autonomously, exercising exception and elevated approval authority to prepare offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned.
  • Interact with internal/external customers, providing recommendations for credit structuring and serving as a subject matter expert for certain asset classes.
  • Using independent judgment, identify risks and mitigants, prepare offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength, and financial worthiness of loan/transaction parties.
  • Contact internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect, or missing information.
  • Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.
Requirements
  • Roles at this level typically require a university/college degree, with 5+ years of industry-relevant experience. Specific certifications are often required.
  • Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed.
  • PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused, Managing Risk.
Preferred Skills
  • Credit Decisions, Customer Needs, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments
Competencies
  • Accuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational Functions
Work Experience
  • Roles at this level typically require a university/college degree, with 5+ years of industry-relevant experience. Specific certifications are often required.
Education
  • Bachelors
Certifications
  • No Required Certification(s)
Licenses
  • No Required License(s)

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage, dental and vision options, employee and spouse/child life insurance, short and long-term disability protection, 401(k) with PNC match, pension and stock purchase plans, dependent care reimbursement account, back-up child/elder care, adoption, surrogacy, and doula reimbursement, educational assistance, including select programs fully paid, a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility*: maternity and/or parental leave, up to 11 paid holidays each year, 8 occasional absence days each year, unless otherwise required by law, between 15 to 25 vacation days each year, depending on career level, and years of service.

To learn more about these and other programs, including benefits for full-time and part-time employees, visit > New to PNC.

*For more information, please click on the following links: Time Away from Work PNC Full-Time Benefits Summary PNC Part-Time Benefits Summary

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

California Residents refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.



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