Mortgage Loan Originator Position

4 weeks ago


Austin, Texas, United States Amplify Credit Union Full time
Mortgage Loan Originator Job Description

At Amplify Credit Union, we are seeking a skilled Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for originating quality real estate loan products and serving existing members and procuring new members.

Key Responsibilities:
  • Establish relationships with potential borrowers through branch-generated leads and develop their book of business through self-sourced leads.
  • Prequalify applicants based on an understanding of internal and secondary market loan requirements compared to applicants' actual circumstances and documentation.
  • Field underwrite the real estate application and applicant documentation to set proper expectations regarding the loan process with the applicant.
  • Communicate requirements and expectations to both the applicant and support partners promptly, thoroughly, and effectively.
  • Maintain working knowledge of available mortgage products to accurately respond to member and external stakeholder questions and provide management feedback regarding product innovation opportunities.
Requirements:
  • 3+ years of experience in Real Estate Loan Origination with a proven annual production history of over $14 million.
  • Experience in proper loan pricing based on credit union rate determinations and understanding of using points or discounts.
  • Experience with Desktop Underwriter and/or Loan Prospector underwriting systems.
  • Knowledgeable in the packaging of conforming loan standards.
  • Reliable transportation to make sales calls, travel to closings, etc. (mileage is reimbursable).
What We Offer:
  • Base pay of $19.21 plus a monthly incentive.
  • Benefits available to all Amplify employees, including medical, dental, and 401(k) programs.
  • Customized volunteer opportunities with our signature partners.
  • Additional paid time off for volunteer-related activities.
  • Undergraduate and graduate tuition benefits for eligible full-time and part-time team members.

We are an Equal Employment Opportunity Employer, seeking people from all backgrounds, life experiences, and world views. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.



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