Loan Officer

18 hours ago


Melville, New York, United States Community Development C Full time
Job Overview

Community Development Long Island (CDLI) is a leading provider of community development services, dedicated to empowering individuals and businesses to achieve financial growth and success. We are seeking a highly skilled Loan Officer to join our team, responsible for evaluating loan applications, analyzing financial data, and managing projects to ensure timely processing.

Key Responsibilities:

  • Evaluate and analyze loan applications to assess creditworthiness, financial stability, and risk, including reviewing credit reports and financial documents to make informed recommendations for approval or denial.
  • Prequalify and manage referrals from the HomeOwnership Center, including Section-8 Voucher recipients, to match them with suitable lending products.
  • Source, secure, underwrite, and close residential and small business loans and grants under CDLI's lending programs, ensuring compliance with program guidelines and regulatory standards.
  • Maintain comprehensive knowledge of loan programs, industry standards, and regulatory requirements for effective credit and portfolio management.
  • Conduct orientations and counseling for program participants, assessing their needs and providing guidance on available options.
  • Monitor and manage the loan portfolio, including reviewing payments, addressing late payments, and coordinating with clients and other departments to resolve issues.
  • Provide exceptional customer service, assist with mortgage applications and modifications, and offer administrative support by maintaining records, managing data, scheduling appointments, and generating reports.

Requirements:

  • NeighborWorks America certifications within 1 year of employment
  • Flexible work hours, including select evenings and weekends
  • Proficient in Microsoft Suite (Outlook, Teams, Excel, Word, PowerPoint)
  • Exceptional interpersonal skills, capable of working well with others
  • Proactive, detail-oriented with strong organizational skills
  • Mortgage license to perform the function of a Mortgage Loan Officer (Preferred)
  • Bi-lingual Spanish (preferred)


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