Consumer Lending Representative
4 weeks ago
Ascend Federal Credit Union is a leading financial institution in Middle Tennessee, serving over 260,000 members with a strong focus on employee growth and development. Our commitment to our employees is reflected in our unique work culture and competitive benefits.
Job SummaryWe are seeking a highly skilled Consumer Lending Representative to join our team. As a key member of our Consumer Lending Department, you will be responsible for providing exceptional service to our members, processing loan applications, and maintaining accurate records.
Responsibilities- Originate consumer, home equity, and small business loan applications by phone
- Process loan applications submitted through our online channel within established timeframes
- Manage high production volumes in a fast-paced environment
- Open new accounts, including share, share draft, Christmas Club, secondary accounts, and Money Market
- Advocate for members and communicate loan options, rates, terms, and stipulations
- Conduct outbound calls to communicate lending decisions and discuss credit enhancement tips
- Read and interpret income verification, credit reports, and collateral values
- Assist members with inquiries and provide general information about our credit union and loan policies
- Meet or exceed department and individual sales and production goals
- High School Diploma or equivalent required
- 3-5 years of similar or related experience required
- Excellent problem-solving skills and verbal communication skills
- Ability to work under general supervision and prioritize tasks
- Regular and reliable attendance required
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