Auto Loan Officer

1 week ago


Idaho Falls, Idaho, United States Westmark Credit Union Full time
{"Job Title": "Dealer Lending Center Loan Officer", "Job Description": "Unlock Your Potential at Westmark Credit Union

Are you looking for a career that offers stability, growth opportunities, and a positive work-life balance? Do you want to be part of a team that values individual contributions and fosters a culture of excellence? Westmark Credit Union is the perfect place for you

About the Role

As a Dealer Lending Center Loan Officer, you will be responsible for making credit decisions for existing and new members seeking auto loans. You will also be expected to build and maintain relationships with Westmark partner dealerships, making marketing calls to encourage them to send applications to our credit union.

Key Responsibilities
  • Review loan applications and credit reports in Dealer Lending Software (LPQ)
  • Approve loans within established lending guidelines and authority
  • Communicate loan decisions to dealerships through LPQ software, email, or telephone in a timely and professional manner
  • Complete all loan documentation and funding in an accurate and timely manner
  • Perform any and all duties as assigned by the DLC Manager
Performance Measurements
  • Interact with dealership employees, members, and co-workers professionally and with integrity
  • Show a positive, enthusiastic attitude
  • Ability to accept constructive criticism, guidance, and direction from DLC Manager and other managers
  • Maintain a reliable attendance record and take responsibility for their own actions
  • Represent Westmark Credit Union, both during and after work hours, in a courteous, professional manner
Requirements
  • Thorough understanding of Westmark's lending policies and procedures, credit underwriting standards, and credit grading
  • Working knowledge of Lender Advantage and LPQ
  • General knowledge of Westmark's loan and share products and all services
  • Effective oral and written communication and interpersonal relationship skills
  • Mathematical skills commensurate with lending needs
Minimum Qualifications
  • Successful completion of the FSR training program with 6 or more months experience in lending at Westmark; OR other loan officer/lending training with one or more years of experience at another financial institution; OR a combination of relevant credit union and lending background or experience
  • Bachelor's Degree in a financially related field or; a high school diploma and a minimum of one year of relevant banking or credit union experience; or a combination of formal education, training, and applicable experience
Salary and Benefits

$24.00 per hour, plus excellent benefits package, including paid time off, health insurance, 401k, tuition reimbursement, and employee assistance program.

", "lang_code": "en-US"}
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