Mortgage Loan Specialist

3 weeks ago

Manassas, Virginia, United States M&T Bank Full time

Mortgage Originator Job Description


The Mortgage Originator is responsible for working with customers to identify and obtain permanent FHA/VA and conventional mortgage loans that meet their financial needs and objectives. This role adheres to the requirements of federal registration under the SAFE Act.


Key Responsibilities:

  • Interviews applicants to collect and analyze information regarding their income, assets, debts, and credit data to determine whether the loan will be an acceptable risk.
  • Obtains and analyzes pertinent financial and credit data to assess the applicant's credit worthiness.
  • Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products.
  • Makes recommendations to customers regarding other bank products or alternative lending vehicles, as needed.
  • Cultivates new mortgage business by marketing, servicing, and promoting the bank's mortgage products.
  • Negotiates terms and conditions of loan with mortgagors and has authority to bind the bank in connection therewith.
  • Ensures lending compliance with all origination procedures, including bank policies and procedures, and regulatory requirements.
  • Advises management on effective compliance strategies and potential modifications to corporate operating policies to ensure ongoing regulatory compliance.
  • Represents the bank in the community and related functions to identify, develop, and promote additional business.


Requirements:

  • Associates degree and 2 years sales experience, or a combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
  • Thorough knowledge of FHA/VA regulations, conventional loan requirements, and real estate law.


Preferred Skills:

  • Technical skills, including general knowledge of personal computers and software programs utilized by the Residential Mortgage Department.
  • Proven sales ability, strong mathematical skills, and self-motivated, well-organized individual.
  • Excellent verbal and written communication skills, ability to interact with individuals at all income levels and peers in a professional manner.
  • Demonstrated ability to work independently and to follow through on details to completion, ability to work under critical time constraints.

  • Mortgage Loan Officer

    3 weeks ago

    Manassas, Virginia, United States Fulton Bank, N.A. Full time

    Mortgage Loan Officer Job DescriptionFulton Bank, N.A. is seeking a skilled Mortgage Loan Officer to join our team in the MD/DC/Northern VA market. As a Mortgage Loan Officer, you will work with prospective customers to identify and secure mortgage loans that meet their individual financial needs and goals.Key Responsibilities:Develop and expand referral...

  • Mortgage Loan Officer

    3 weeks ago

    Manassas, Virginia, United States Fulton Bank, N.A. Full time

    Mortgage Loan Officer Job DescriptionFulton Bank, N.A. is seeking a highly motivated and experienced Mortgage Loan Officer to join our team in the MD/VA/DC market. As a Mortgage Loan Officer, you will be responsible for working with prospective customers to identify and secure mortgage loans that meet their individual financial needs and goals.Key...

  • Mortgage Sales Specialist

    3 weeks ago

    Manassas, Virginia, United States Fulton Bank, N.A. Full time

    Mortgage Loan Officer - Outside Sales (Remote)US-PA-Remote | US-DC-Washington | US-MD-Gaithersburg | US-VA-Herndon | US-VA-Manassas | US-MD-Columbia | US-MD-Frederick Remote Mortgage Banking Full-TimeAbout the Role:We are seeking a highly motivated and experienced Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible...

  • Fire Control Specialist

    3 weeks ago

    Manassas, Virginia, United States Army National Guard Full time

    Job Title: Fire Control SpecialistJob Summary: As a Fire Control Specialist in the Army National Guard, you will be responsible for integrating and processing information from multiple users by utilizing the JOINT system and other automated systems.Key Responsibilities:Operate communications systemsPrimary tactical data system operationsDatabase...

  • Primary Care Physician

    4 weeks ago

    Manassas, Virginia, United States UVA Health Northern VA & Culpeper Full time

    Job Summary:UVA Health is seeking a compassionate and innovative Primary Care Physician to join our team in Culpeper and Warrenton, Virginia. As a Family Medicine and Internal Medicine Physician, you will deliver comprehensive and patient-centered primary care services, conducting physical examinations, diagnosing and treating common illnesses, managing...

  • Mortgage Originator

    2 weeks ago

    Manassas, United States M&T Bank Full time

    Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer’s financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary...

  • Bilingual Consumer Loan Specialist

    1 week ago

    Manassas, VA, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career. - - - -In the Role - - Deliver results related to...

  • Enrollment Specialist

    1 month ago

    Manassas, United States Brown & Brown Insurance Full time

    It's an exciting time to join Brown & Brown! Our business is growing both in North America and internationally which emphasizes the need to build an unparalleled team that promotes future growth. We're excited to continue solidifying that foundation as we are looking for an Open Enrollment Specialist to join our growing team!The Open Enrollment Specialist...

  • Enrollment Specialist

    2 months ago

    Manassas, United States Brown & Brown Insurance Full time

    It's an exciting time to join Brown & Brown! Our business is growing both in North America and internationally which emphasizes the need to build an unparalleled team that promotes future growth. We're excited to continue solidifying that foundation as we are looking for an Open Enrollment Specialist to join our growing team!The Open Enrollment Specialist...

  • Enrollment Specialist

    4 days ago

    Manassas Park, United States Brown & Brown Insurance Full time

    It's an exciting time to join Brown & Brown Our business is growing both in North America and internationally which emphasizes the need to build an unparalleled team that promotes future growth. We're excited to continue solidifying that foundation as we are looking for an Open Enrollment Specialist to join our growing team The Open Enrollment Specialist...

  • Enrollment Specialist

    2 months ago

    Manassas Park, United States Brown & Brown Insurance Full time

    It's an exciting time to join Brown & Brown! Our business is growing both in North America and internationally which emphasizes the need to build an unparalleled team that promotes future growth. We're excited to continue solidifying that foundation as we are looking for an Open Enrollment Specialist to join our growing team! The Open Enrollment Specialist...

  • Open Enrollment Specialist

    3 months ago

    Manassas Park, United States Brown & Brown Full time

    Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. It's an exciting time to join Brown & Brown! Our business is growing both in North America and internationally which emphasizes the need to build an unparalleled team that promotes future growth. We're excited to...

  • Insurance Benefits Coordinator

    4 weeks ago

    Manassas Park, United States Brown & Brown Full time

    About UsBrown & Brown is a global insurance brokerage firm that has been delivering risk management solutions and services since 1939. Our unique culture is built on honesty, integrity, innovation, and discipline, and it defines who we are and how we treat our customers, teammates, and the communities we serve.Job SummaryWe are seeking a passionate and...

  • IT Professionals with TS SCI clearance and FULL

    2 days ago

    Manassas, United States Q-Code Technologies Full time

    Job Description Job Description An ACTIVE TS or SCI Security Clearance with a full-scope polygraph is required for this role. At Q-Code Technologies , we strive to provide our clients with quality, accuracy, and a commitment to enhancing their bottom line. We’re able to deliver an exceptional product because Q-Code employees are passionate and proud of the...

  • Insurance Benefits Coordinator

    3 weeks ago

    Manassas Park, United States Brown & Brown Full time

    Brown & Brown is a global insurance brokerage firm delivering risk management solutions and services since 1939. Our unique culture is built on honesty, integrity, innovation, and discipline, defining who we are and how we treat our customers, teammates, and the communities we serve.We prioritize health, family, and business, in that order. We embrace and...