Credit Risk Analyst

3 weeks ago


Houston, Texas, United States Advancial Full time

Job Summary

Advancial is seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will be responsible for examining, evaluating, and making decisions on loan applications from both direct and indirect channels.

Key Responsibilities

  • Review and evaluate loan applications to determine creditworthiness and risk level
  • Analyze credit data and financial statements to make informed decisions
  • Ensure accurate and complete data entry into our credit union system
  • Make loan decisions within specified limits
  • Monitor and manage individual loan portfolios
  • Collaborate with dealers and dealer representatives to resolve issues and provide excellent customer service
  • Stay up-to-date on lending policies and procedures, as well as credit union loan products and services
  • Provide expert advice on credit-related matters to other departments
  • Maintain confidentiality and security of sensitive information
  • Recommend changes to upper management to improve credit-related policies and procedures

Requirements

  • Bachelor's degree from a four-year college or university
  • Three years of related experience or equivalent combination of education and experience

About Advancial

Advancial is one of the oldest and largest credit unions in the country, providing personal, convenient, and advanced financial services to individuals and select group partners. We strive to create lasting value for our members through superior service, quality products, and innovative solutions.


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