Insurance Underwriter Role for Commercial Policy Specialist

5 days ago


Phoenix, Arizona, United States USAA Full time
Overview of the USAA Insurance Team

At USAA, we're dedicated to providing financial security to millions of U.S. military members and their families. As a commercial insurance underwriter, you'll play a crucial role in facilitating this mission.

About the Job

We're seeking a skilled Commercial Insurance UW I professional to implement and manage commercial insurance underwriting processes and programs. This includes ensuring compliance with all relevant regulations, executing processes in a cost-efficient manner, and achieving desired outcomes.

You will critically review and provide feedback on existing Commercial Insurance Underwriting policies and processes to achieve business deliverables. Additionally, you'll partner with internal stakeholders to maintain Commercial Insurance Underwriting policies and procedures while ensuring compliance with state regulations.

This role involves coordinating single line of business/organizational area level projects and working in a hybrid model at one of our regional office locations: San Antonio, TX, Phoenix, AZ, Colorado Springs, CO, Tampa, FL, or Chesapeake, VA, Plano, TX, and Charlotte, NC.

Key Responsibilities
  • Underwriting Decisions: Applies knowledge of contract coverages, underwriting programs, market data, state-specific, and other regulatory information to make underwriting decisions related to commercial insurance operations and/or transactions.
  • Risk Evaluation: Evaluates risk and makes underwriting determinations for commercial lines of business within established guidelines and limits of authority.
  • Communication: Creates, modifies, and delivers messages and/or communications to internal business partners on underwriting programs, philosophy, and individual file decisions.
  • Business Development: Contributes to the development and implementation of business guidelines, controls, and strategies consistent with company policy and goals.
  • Data-Driven Decision Making: Effectively owns and manages multiple underwriting processes and leverages data to make data-driven recommendations with limited assistance.
Requirements and Qualifications

To be successful in this role, you'll need:

  • A Bachelor's degree or 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
  • 4 years of insurance underwriting experience, with at least 2 years of commercial insurance underwriting or as a producer or agent of commercial insurance products.
  • Experience executing underwriting processes to make decisions.
  • Proficient knowledge of Microsoft Office Suite.
What We Offer

We offer a competitive salary range for this position: $67,220-$128,480, based on your experience and location. In addition to a competitive salary, we provide comprehensive benefits, including medical, dental, and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays, and various wellness programs.



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