Agricultural Credit Specialist

4 weeks ago


Carrollton, Georgia, United States AgSouth Farm Credit Full time
Agricultural Credit Specialist

We are seeking a skilled Agricultural Credit Specialist to join our team at AgSouth Farm Credit. This role involves providing sound agricultural credit to current and prospective customers, adhering to Association policies and procedures. The successful candidate will build business development strategies, develop customer relationships, and provide loan servicing for their existing portfolio. They will operate within delegated lending authority and service Carroll, Douglas, Haralson, and Heard Counties.

Key Responsibilities:

Sales, Business Development & Marketing:
  • Develop new business by actively pursuing new individual and business customers and becoming a visible and involved member of the community.
  • Expand existing relationships by proactively researching customer needs, using discretion and independent judgment in understanding customer needs, and matching products and services to those needs.

Loan Servicing:
  • Monitor specific, individually assigned loans, and assure that the loans receive timely and sound servicing.
  • Call on loan customers to evaluate management, inspect collateral, and detect signs of potential financial problems.

Credit Administration:
  • Interview applicants, gather and reconcile complete, accurate credit and financial data using the five credit factors under the guidelines of differential analysis.
  • Assure sound loans; appropriate documentation and underwriting; appropriate pricing and fees based on risk, terms, and servicing costs; and implementation of business plans in accordance with overall AgSouth objectives.

Requirements:

  • Education and/or experience equivalent to a Bachelor's degree.
  • 3-5 years related work experience preferred.
  • Ability to communicate effectively with all levels of the organization.
  • Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the Association.
  • Ability to travel within the assigned territory and occasional travel across the association.
  • Ability to work independently and as a team member under minimal supervision.
  • Excellent computer skills.
  • Focus on problem-solving skills with solutions-driven results.
  • Current awareness of economic developments and production technology affecting agriculture in the region.

Other Details:
AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities.

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