Regional Commercial Banking Manager
3 weeks ago
The Regional Commercial Banking Manager is responsible for providing exceptional client service and delivering a full range of banking solutions to meet the financial objectives and needs of clients. This includes establishing a network of referral sources and Centers of Influence through regular calling efforts to generate new business opportunities.
The manager is also responsible for managing a portfolio of relationships, ensuring an exceptional client experience, while appropriately managing risk, credit quality, servicing, etc. in accordance with Northwest Bank standards and in partnership with a portfolio management team.
Key Responsibilities:
- Develop and expand existing commercial banking relationships
- Actively participate in community and professional networking events
- Manage a commercial loan portfolio of both credit and noncredit clients
- Make loan presentations and recommendations to Credit, team leaders, and senior line of business managers as required
- Partner with credit and portfolio management to ensure annual reviews and line of credit renewals are completed on a timely basis
- Ensure noncredit clients have appropriate treasury management and other related commercial services, and risk ratings are appropriate
- As required, collect on delinquent accounts
- Analyze financial statements and related credit material to stay apprised of client performance and assess risk on a continuous basis in conjunction with Portfolio Management
- Complete loan closings in partnership with Portfolio Management
- Ensure all credit files include current financial statements, agency reports, etc. in partnership with Portfolio Management
- Participate in continued sales, product and credit training
- Ensure compliance with Northwest Bank's policies and procedures, and Federal/State regulations
- Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
- Work with on-site equipment
- Complete special projects as assigned
Requirements:
- Bachelor's Degree in Business, Accounting, Finance, Economics, or Marketing
- 8 years of account relationship management experience
- Experience consistently delivering strong sales performance
- Strong negotiating skills in terms of loan structure and pricing
- Knowledge and understanding of risk management
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