Dedicated Mortgage Origination Professional Wanted in Providence, RI

7 days ago


Manchester, New Hampshire, United States HarborOne Mortgage LLC Full time

Company Overview

HarborOne Mortgage LLC is a well-established mortgage lender with over 100 years of experience serving the needs of customers and communities. Headquartered in Manchester, NH, we provide personalized residential lending solutions through a network of offices across New England and beyond.

As a wholly owned subsidiary of HarborOne Bank, we are staffed by a seasoned team of mortgage professionals who deliver exceptional customer service and unparalleled success. Our expansive team of Loan Originators play a vital role in our culture, driving growth and excellence in everything we do.

We are a direct seller to FNMA/FHLMC/GNMA, offering a great suite of products augmented by boutique portfolio options through our bank. With a focus on innovation, teamwork, and customer satisfaction, we strive to be one of the best mortgage lenders in the industry.

Job Summary

As a Mortgage Origination Professional, you will be responsible for originating mortgage loans, establishing relationships with referral sources, and delivering exceptional customer experiences. You will work closely with realtors, builders, and other stakeholders to understand their needs and preferences, providing tailored loan solutions that meet their goals.

Key Responsibilities

  • Originate mortgage loans through sales efforts, building strong relationships with clients and referral sources
  • Conduct sales calls, attend realtor meetings, open houses, functions, and trainings to stay informed and connected
  • Analyze client information to determine viability of desired loan programs, ensuring accurate and complete loan applications
  • Pull credit reports, analyze credit, and compare accuracy with borrower statements to identify potential issues
  • Determine correct loan options based on client situation, plans, and preferred product, providing guidance on risks and benefits
  • Effectively communicate terms of each product, ensure necessary documents are signed, and gather initial documentation required for selected loan program
  • Work with loan processors to resolve conditions and close loans efficiently, maintaining a working file for compliance purposes
  • Serve as liaison between parties involved in transactions, including buyers, sellers, realtors, builders, title companies, appraisers, and credit vendors

Requirements

  • Minimum 1 year of mortgage origination experience required
  • Thorough understanding of mortgage products, pricing, and guidelines
  • Up-to-date knowledge of regulatory compliance, participating in required trainings
  • Excellent communication and interpersonal skills, with attention to detail and outstanding customer service
  • Able to create, implement, and adapt market penetration strategies for lead development, prospect conversion, and client retention
  • Experience with Outlook, Microsoft Office, and similar software preferred
  • Bi-lingual

Estimated Salary Range

$65,000 - $90,000 per year, depending on experience and qualifications. We offer a competitive compensation package, including bonuses, commissions, and opportunities for career advancement.



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