Mortgage Lending Specialist

10 hours ago


Washington, United States South State Full time
Job Summary

We are seeking a skilled Mortgage Banker to join our team at SouthState. As a Mortgage Banker, you will be responsible for originating and processing mortgage loans, providing exceptional customer service, and building strong relationships with clients and real estate professionals.

Key Responsibilities
  • Interview loan applicants and collect information regarding their income, assets, investments, and debts
  • Determine which bank product best fits the customer's needs and provide advice on the advantages and disadvantages of different products
  • Knowledge of Fannie Mae/Freddie Mac guidelines as well as government products and make preliminary determinations of applicant's credit worthiness
  • Establish relationships with realtors, builders, community development corporations, and other potential mortgage customers to generate loan referrals
  • Process loan requests in accordance with bank policy and applicable regulatory requirements
  • Participate in community events and real estate industry functions to identify, develop, and promote additional business
  • Attend training on all residential lending products and provide expertise in mortgage products and services as well as regulatory guidelines
Requirements
  • Expertise in mortgage products and services as well as regulatory guidelines
  • Excellent problem-solving skills to identify client needs and resolve problems
  • High level of interpersonal skills to effectively communicate policies, procedures, and objectives
  • Ability to quickly and effectively respond to customer inquiries and requests in demanding environments
  • Capable of handling customer and employee contact situations tactfully and professionally
What We Offer

As a Mortgage Banker at SouthState, you will have the opportunity to work with a leading regional bank that has been providing financial solutions to individuals, families, and businesses in the Southeast for over 100 years. You will be part of a team that strives to create remarkable experiences while building meaningful and lasting relationships.

We are proud to be a reflection of the communities we serve, and our team members share core values that make SouthState a great place to bank and a great place to work. If you are a motivated and customer-focused individual who is passionate about mortgage lending, we encourage you to apply for this exciting opportunity.



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