SBA Underwriting Manager

4 days ago


Charlotte, North Carolina, United States U.S. Bank Full time
Job Summary

U.S. Bank is seeking a highly skilled SBA Underwriting Manager to join our team. As a key member of our Business Banking Underwriting department, you will be responsible for managing and coordinating the activities of our underwriting team, ensuring quality service and effective support for our internal and external customers.

Key Responsibilities
  • Manage and coordinate the activities of the Business Banking Underwriting department, ensuring quality service and effective support for all internal and external customers.
  • Accomplish results through the effective management of staff, ranging from lower-level non-exempt to exempt-level professionals.
  • Administer corporate policies and procedures, ensuring compliance with applicable laws and regulations.
  • Conduct underwriting review processes to minimize risk while employing problem-resolution techniques to approve loans.
  • Provide support and training for all staff, including underwriting guidelines for underwriting staff.
Requirements
  • Bachelor's degree or equivalent work experience.
  • Typically eight to 10 years of related experience.
Preferred Skills/Experience
  • Effective supervisory and management skills in Business Banking or Commercial Underwriting.
  • SBA Lending experience and thorough knowledge of SBA SOP.
  • Expert-level knowledge of all underwriting functions.
  • Strong organizational, managerial, and problem-solving skills.
  • Well-developed customer relations skills.
  • Proficient interpersonal, verbal, and written communication skills.
  • Advanced knowledge of credit policies, credit analysis, procedures, and philosophy.
  • Strong analytical skills in evaluating asset utilization and goals.
  • Demonstrated analytical and risk analysis skills.
  • Demonstrated management and leadership skills.
  • Proficiency in nCino, Moody's Credit Lens, and Microsoft Suite preferred.
What We Offer

U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase, 401(k) contribution, and pension. We also offer a hybrid/flexible schedule, with an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.



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