Trustar Bank is seeking an experienced Credit Analyst to join our team. As a Credit Analyst, you will be responsible for analyzing business and financial records to assess credit risk and make recommendations on commercial loan decisions.

• Conduct thorough credit and risk reviews and analyses of financial statements, tax returns, and other business records.
• Develop and perform information needs assessments to identify necessary documents and information for credit and risk reviews.
• Underwrite commercial loans, reviewing and analyzing financial statements, tax returns, and other necessary business records.
• Conduct credit, financial, and industry analyses to determine credit risk and make recommendations on loan approvals.
• Structure loans or review and recommend structure, terms, and pricing for commercial loans.
• Identify and evaluate risks and mitigates, making determinations and recommendations on credit risk grades.
• Monitor borrowing base/covenant compliance and approve advance requests on Line of Credit.
• Partner with Loan Officers to ensure proper loan documentation and financial information collection from customers.
• Order and review property appraisals to evaluate collateral value for transactions under consideration.

• Bachelor's Degree in Business Administration, Finance, or related field.
• Minimum three to five years of experience in commercial and real estate credit analysis.
• Thorough understanding of financial accounting, loan structuring, legal, compliance, and market risk-related issues involved in credit approval.
• Excellent written and verbal communication skills.
• Proficiency in MS Office (Word and Excel).

Trustar Bank offers a competitive benefits package, including a NO Deductible health care plan, a strong 401(k) with discretionary company match, LifeLock premier for all employees, and a generous PTO plan. We are an equal opportunity employer and an in-office position with a professional environment.