Loan Officer Trainee

4 weeks ago

Newport, Oregon, United States Oregon Coast Bank Full time
Job Summary

A Loan Assistant plays a crucial role in supporting loan officers with their daily tasks, ensuring smooth loan transactions. This position involves processing loan applications, meeting investor guidelines, and demonstrating lending strategies.

Key Responsibilities:

  • Meet with loan officers to determine tasks that need to be addressed.
  • Attend meetings between loan officers and customers to determine customer needs and negotiate deals.
  • Contact and meet with customers to gather information, answer questions, and update them on the loan status.
  • Manage the loan process, including pre-processing steps, processing steps, and post-closing activities.
  • Order revision loan documents, appraisals, and environmental documents as needed.
  • Act as a liaison with various departments, providing services to commercial customers, including answering questions, processing loans, payments, financial analysis, and statements.
  • Review documentation for renewals and restructures as approved by management.
  • Assist with arranging renewal closings and restructure loans.
  • Effectively process loan requests under supervision, obtaining, verifying, completing, and maintaining necessary loan documentation.
  • Conduct research and reviews liens, title searches, and title commitments, working with Loan Officer to clear all exceptions.
  • Process and complete construction draw, payments, new loans, and renewals.
  • Review accepted collateral types for appropriate documentation.
  • Provide support in recording and filing pertinent collateral documents.
  • Provide support in maintaining loan files and following up with annual reviews and financial tracking.
  • Assist other lenders and employees as needed.
  • Answer incoming calls, assist loan customers with questions, both in person and on the phone.
  • Presents credits to Loan Committee for approval.
  • Attends meetings with customers as well as meetings for their department, branch, and the entire bank.
  • Assures customer service is a top priority, treating customers and employees professionally, with courtesy, and respect.
  • Actively sells and promotes the company's full line of services and products.
  • Reviews credit memos and loan files to ensure they have all pertinent information necessary to create loan documents.
  • Assists Loan Servicing in ensuring all disclosures are completely error-free.
  • Assists Loan Servicing in creating and proofing loan documents for consumer and commercial loans.
  • Reviews loan documents for consumer and commercial loans.
  • Provides support in booking loans and collateral information into the internal banking system.
  • Stays current on loan policies and procedures for the bank and at the regulatory level.
  • Liaisons with the Legal Service Department and ensures that protocol is maintained.
  • Expands relationships with existing clients and brings in new relationships to the bank.
  • Generates leads through well-established relationships with professional advisors and continues to cultivate a network of additional professional advisors.
  • Analyzes, structures, and negotiates complex loan opportunities to win new business in accordance with policies and sound risk management practices.
  • Oversees and negotiates the preparation of documentation necessary for the financing agreement.
  • Be familiar with the employee handbook and will be held accountable to the standards of conduct and expectations detailed therein.
  • Performs other duties as assigned.

Minimum Qualifications:

  • High school diploma or equivalent and on-the-job training.
  • Previous experience in loan processing, accounting, and servicing strongly desired.
  • Computer proficiency at a mid to expert level in Microsoft Office programs, expert level in Excel required for related analysis of customer financials.
  • Understanding of commercial banking laws, bank products, services, policies, and procedures, as well as cost accounting, financial and statistical analysis, principles of commercial and consumer credit.
  • Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), and other types of construction and conventional loans.
  • Knowledge of legal documentation is required.
  • Certification of any mandatory state loan officer training or licensing required.
  • Demonstrated ability to use various interpersonal styles and communication methods, to gain customer acceptance of a product or service.
  • Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently and within established timeframes.
  • Strong organizational skills and the ability to handle multiple tasks under tight time constraints.
  • Excellent verbal and written communication skills.
  • Self-motivated with a high level of problem-solving skills.
  • Excellent time management skills and the ability to complete tasks on time.

  • Loan Officer Assistant

    1 month ago

    Newport Beach, United States Loan Vault Inc Full time

    Company DescriptionLoan Vault Inc is a NEW ERA mortgage company located in Newport Beach, CA. As a hybrid direct lender/independent partner with the #1 Mortgage Lender, UWM, Loan Vault Inc provides exclusive access to rock bottom rates. We have merged the resiliency of retail/wholesale to offer the best mortgage options for our clients.Role DescriptionThis...

  • Loan Officer Assistant

    4 weeks ago

    newport beach, United States Loan Vault Inc Full time

    Company DescriptionLoan Vault Inc is a NEW ERA mortgage company located in Newport Beach, CA. As a hybrid direct lender/independent partner with the #1 Mortgage Lender, UWM, Loan Vault Inc provides exclusive access to rock bottom rates. We have merged the resiliency of retail/wholesale to offer the best mortgage options for our clients.Role DescriptionThis...

  • Loan Officer Assistant

    6 months ago

    Newport Beach, United States Loan Vault Inc Full time

    Company DescriptionLoan Vault Inc is a NEW ERA mortgage company located in Newport Beach, CA. As a hybrid direct lender/independent partner with the #1 Mortgage Lender, UWM, Loan Vault Inc provides exclusive access to rock bottom rates. We have merged the resiliency of retail/wholesale to offer the best mortgage options for our clients.Role DescriptionThis...

  • Mortgage Loan Officer

    4 weeks ago

    Newport News, Virginia, United States Mutual of Omaha Mortgage Full time

    Job SummaryWe are seeking a highly skilled Mortgage Loan Officer to join our team at Mutual of Omaha Mortgage. As a key member of our team, you will be responsible for evaluating and authorizing approval of real estate, commercial, and credit loans.Key Responsibilities:Provide expert advice to borrowers on their financial status and payment methodsGuide...

  • Consumer Loan Sales Specialist

    1 week ago

    NEWPORT NEWS, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career.    In the Role  ·         Deliver results...

  • Consumer Loan Sales Specialist

    1 month ago

    Newport News, VA, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career. In the Role · Deliver results related to individual and...

  • Loan Operations Specialist

    4 days ago

    Newport Beach, California, United States AmeriLife Full time

    AmeriLife Career Opportunity:The Loan Operations Associate role at AmeriLife is a key position that involves evaluating and processing new and existing loan applications. This position requires strong analytical skills and attention to detail to ensure accuracy and compliance with company standards.Key Responsibilities:New Business Credit Underwriting:...

  • Loan Operations Associate

    2 weeks ago

    Newport Beach, United States AmeriLife Full time

    Our CompanyExplore how you can contribute at AmeriLife.For over 50 years, AmeriLife has been a leader in the development, marketing and distribution of annuity, life and health insurance solutions for those planning for and living in retirement.Associates get satisfaction from knowing they provide agents, marketers and carrier partners the support needed to...

  • Case Manager Trainee

    4 weeks ago

    Newport News, Virginia, United States Peninsula Alcohol Safety Action Pro Full time

    Job SummaryWe are seeking a highly motivated and organized Case Manager Trainee to join our team at Peninsula Alcohol Safety Action Pro. The successful candidate will be responsible for conducting intakes, assisting clients, and providing support services to individuals struggling with substance abuse.Key ResponsibilitiesConduct intakes and assessments to...

  • Senior Loan Processor

    4 weeks ago

    Newport Beach, California, United States NFM, Inc. Full time

    Job SummaryThe Senior Processor is responsible for obtaining and preparing loan documents, credit documents, appraisals, and other necessary materials to complete loan files. This role requires maintaining and updating records and files for processing each loan, verifying accuracy and completeness, and performing data entry. The ideal candidate will have...

  • Senior Loan Processor

    3 weeks ago

    Newport Beach, California, United States NFM, Inc. Full time

    Job SummaryWe are seeking a highly skilled Senior Loan Processor to join our team at NFM Lending. As a Senior Loan Processor, you will be responsible for obtaining and preparing loan documents, credit documents, appraisals, and other necessary materials to complete loan files. You will also maintain and update records and files for processing of each loan,...

  • Senior Loan Processor

    4 weeks ago

    Newport Beach, United States NFM Lending Full time

    Job Title: Senior Loan ProcessorAt NFM Lending, we are seeking a highly skilled Senior Loan Processor to join our team. As a Senior Loan Processor, you will be responsible for obtaining and preparing loan documents, credit documents, appraisals, and other necessary documents to complete loan files. You will also maintain and update records and files for...

  • Residential Mortgage Loan Analyst

    3 weeks ago

    Newport Beach, United States Pacific Life Full time

    Job Description:We are seeking a skilled Residential Mortgage Loan Analyst to join our Residential Whole Loan Investment Team in Newport Beach, CA. This role is hybrid, allowing you to work both in and out of the office.As a Residential Mortgage Loan Analyst, you will play a key role in Pacific Life's growth and long-term success by preparing investment...

  • External Mortgage Loan Originator

    6 months ago

    Newport News, United States AnnieMac Home Mortgage Full time

    Job Details Job Location 6009 Newport News West - Newport News, VAPosition Type Full TimeEducation Level High SchoolTravel Percentage Road WarriorJob Category Sales Description AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from...

  • Residential Mortgage Loan Analyst Position

    3 weeks ago

    Newport Beach, California, United States Pacific Life Full time

    Residential Mortgage Loan Analyst Job DescriptionPacific Life is seeking a skilled Residential Mortgage Loan Analyst to join our Residential Whole Loan Investment Team in Newport Beach, CA. This role is hybrid, allowing for a balance of work in and out of the office.Key Responsibilities:Develop and support quantitative, statistical, and analytical risk...

  • Escrow Officer Floater

    3 weeks ago

    Newport Beach, California, United States HomeServices of America Inc Full time

    Pickford Escrow, a leading full-service escrow company in California, is seeking an experienced Escrow Officer Floater to support our thriving escrow business in Orange County.The ideal candidate will fill in for other Officers and Managers while out, working on the absent officer's desk, reviewing contracts, and preparing escrow instructions.Key...

  • Mortgage Loan Originator

    4 weeks ago

    Newport News, Virginia, United States AnnieMac Home Mortgage Full time

    Job SummaryAnnieMac Home Mortgage is seeking a highly motivated and experienced External Mortgage Loan Originator to establish referral source relationships and generate new business opportunities.Key ResponsibilitiesGenerate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial...

  • Escrow Officer Floater

    3 weeks ago

    Newport Beach, California, United States HomeServices of America Inc Full time

    Escrow Officer Floater Job DescriptionHomeServices of America Inc is seeking an experienced Escrow Officer Floater to join our team in Newport Beach, CA. As an Escrow Officer Floater, you will be responsible for filling in for other Officers and Managers while they are out, working on their desks and performing various escrow-related tasks.Key...

  • Gastroenterology opening east of Knoxville, TN

    5 months ago

    Newport, United States Britt Medical Search Full time

    Gastroenterology Practice is seeking a BE/BC Gastroenterologist to join an existing team. Employed position with health system - excellent management team and staff Join one other physician, and a nurse practitioner Office space is available Easy access to Endo Suite Morning block time available ERCP and/or EUS not required but helpful Excellent...

  • Escrow Officer

    4 weeks ago

    Newport Beach, United States SNI Financial Full time

    Job Title: Escrow Officer - Title Management SpecialistJob Summary: We are seeking an experienced Escrow Officer to join our team at SNI Financial. As an Escrow Officer, you will be responsible for overseeing the escrow process from start to finish, including preparing Closing Disclosures and ATLA Settlement Statements according to CFPB/TRID and RESPA...