Mortgage Loan Originator
3 weeks ago
The Mortgage Loan Officer will be responsible for evaluating, authorizing, and recommending credit decisions based on a detailed analysis of a member's financial profile for conventional lending programs. They will conduct a thorough needs analysis to guide members into suitable loan programs, counsel the member, and collaborate with internal/external partners throughout the mortgage process.
Key Responsibilities:
- Obtain, analyze, and complete mortgage loan applications via web, phone, or face-to-face.
- Provide detailed mortgage product/process details to RBFCU members.
- Obtain and analyze required member documents related to the mortgage loan request.
- Accurately complete disclosures in accordance with RBFCU guidelines and industry compliance standards.
- Serve as a member advocate while maintaining the integrity of RBFCU's policies and procedures.
- Effectively communicate with all parties involved in mortgage transactions, including membership, real estate agents, builders, and other third-party partners.
- Perform in a high-volume and fast-paced environment.
- Interview members to determine financial eligibility for loans.
- Effectively manage a pipeline of loans while maintaining RBFCU service level requirements.
- High School Diploma or GED.
- Minimum of 12 months experience in the mortgage industry or Bachelor's degree.
- Strong written and verbal communication skills.
- Strong proficiency with Excel, Outlook, Word, PowerPoint, and DocuSign.
- Must be eligible to register with the Nationwide Mortgage Licensing System and Registry.
- Ability to work Saturday shifts as necessary.
- Bi-lingual in English/Spanish.
- Experience with Encompass.
- Bachelor's Degree.
All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
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