Mortgage Loan Originator

3 weeks ago


San Antonio, Texas, United States Randolph-Brooks Federal Credit Union (RBFCU) Full time
Mortgage Loan Officer Role

The Mortgage Loan Officer will be responsible for evaluating, authorizing, and recommending credit decisions based on a detailed analysis of a member's financial profile for conventional lending programs. They will conduct a thorough needs analysis to guide members into suitable loan programs, counsel the member, and collaborate with internal/external partners throughout the mortgage process.

Key Responsibilities:
  • Obtain, analyze, and complete mortgage loan applications via web, phone, or face-to-face.
  • Provide detailed mortgage product/process details to RBFCU members.
  • Obtain and analyze required member documents related to the mortgage loan request.
  • Accurately complete disclosures in accordance with RBFCU guidelines and industry compliance standards.
  • Serve as a member advocate while maintaining the integrity of RBFCU's policies and procedures.
  • Effectively communicate with all parties involved in mortgage transactions, including membership, real estate agents, builders, and other third-party partners.
  • Perform in a high-volume and fast-paced environment.
  • Interview members to determine financial eligibility for loans.
  • Effectively manage a pipeline of loans while maintaining RBFCU service level requirements.
Requirements:
  • High School Diploma or GED.
  • Minimum of 12 months experience in the mortgage industry or Bachelor's degree.
  • Strong written and verbal communication skills.
  • Strong proficiency with Excel, Outlook, Word, PowerPoint, and DocuSign.
  • Must be eligible to register with the Nationwide Mortgage Licensing System and Registry.
  • Ability to work Saturday shifts as necessary.
Preferred:
  • Bi-lingual in English/Spanish.
  • Experience with Encompass.
  • Bachelor's Degree.

All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.



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