Mortgage Loan Specialist with Secondary Market Focus

7 days ago


Cincinnati, Ohio, United States Sibcy Cline Full time
About the Role
Sibcy Cline is seeking a highly skilled Mortgage Loan Specialist to manage the sale and delivery of mortgage loans to investors. This role involves analyzing market trends, optimizing loan pricing strategies, and maintaining strong relationships with investors and other stakeholders.

Responsibilities
This position requires the ability to price and lock loans with investors, execute Redisclosures and Change of Circumstance per regulatory guidelines, actively manage loan lock pipeline, maintain investor product guidelines and matrix spreadsheets, review and balance investor purchase advise with accounting and Operations Manager, monitor SCMS position in the market through competitive pricing surveys, and manage and maintain investor policies on early payoffs, lock guidelines, recasting as examples.

Qualifications
To be successful in this role, candidates must have a Bachelor's degree in business administration, Finance, Information Technology, or a related field. A minimum of 5 years of experience in mortgage banking is required, with experience in Secondary marketing functions highly preferred. Candidates must possess excellent analytical and problem-solving abilities, in-depth knowledge of mortgage banking processes and regulations, proficiency in mortgage software and MS Office Suite, and exceptional communication and people skills.

Work Environment
Employees in this position work closely with underwriters to finish analyzing loan applications in a fast-paced, deadline-driven environment. Positive working relationships with other departments in mortgage such as loan officers, loan processors, and the closing department are essential. Sibcy Cline's Cultural Competencies include Friendliness, Respect, Innovation, Enthusiasm, and Results Oriented.

Benefits
The successful candidate will receive a competitive salary of $80,000 - $110,000, performance-based bonuses, health, dental, and vision insurance, retirement savings plan, professional development opportunities, and a friendly and supportive work environment.

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