Credit Risk Analysis Specialist

7 days ago


Atlanta, Georgia, United States YouLend Full time
Job Description

We are currently seeking a highly motivated Junior Credit Decisions Analyst to join our growing team at YouLend, a leading embedded financing platform for e-commerce sites and tech companies.

About Us

YouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies, and payment services providers. Our software platform and APIs enable our partners to offer flexible financing products in their desired branding, allowing merchants and SMEs to receive fast, flexible, and affordable funding.

The Role:

To meet the growing demand for our technology and services, we are expanding our Credit Decisions Team. As a Junior Credit Decisions Analyst, you will be responsible for leveraging YouLend proprietary solutions to make data-driven decisions and price applications.

You will contribute ideas to improve our ongoing processes, validate the accuracy and completeness of information received for each deal, and collaborate with the Credit Risk/Data Science teams to influence decisions.

Key Responsibilities:

Excellent attention to detail and comfort working with numbers and data.Ability to interpret data and present results effectively.Proficiency in Excel or any data analysis software.Highly organized and reliable individual.

What We Offer:

Salary: $50,000 + 20% annual bonus

Benefits Package:

We provide a comprehensive benefits package, including:

  • Health Care Coverage (80% covered by YouLend)
  • Medical Plan (choice of 5 different plans through United Healthcare)
  • Dental plan coverage
  • Vision plan coverage
  • Retirement plan (401K match: employee match $1 for $1 up to 5% of salary)
  • Basic Life & AD&D Insurance
  • Paid Time Off (PTO) - 20 working days (4 weeks) + US public holidays
  • Paid Office Parking

Why Choose YouLend?

We are committed to creating an equitable and inclusive environment where every employee can thrive. We champion diversity and embrace equal opportunity employment practices, ensuring that all hiring, transfer, and promotion decisions are based on qualifications, merit, and business requirements, free from any discrimination.



  • Atlanta, Georgia, United States HD Supply Full time

    About the RoleWe are seeking a skilled Credit and Accounts Specialist to join our team. This role is responsible for notifying customers of delinquent accounts to solicit payment, computing and recording numerical data, and maintaining accurate financial records.Key ResponsibilitiesCommunicate with customers by telephone or in person to understand the reason...


  • Atlanta, Georgia, United States Applied Risk Solutions Full time

    Job OverviewThe Commercial Insurance Loss Control & Risk Management Specialist at Applied Risk Solutions plays a vital role in providing comprehensive loss control and risk management services to our clients. This position requires a strong understanding of insurance practices and principles, as well as excellent communication and problem-solving skills.


  • Atlanta, Georgia, United States GreenSky Administrative Services LLC Full time

    Job SummaryWe are seeking a highly skilled Quantitative Risk Analyst to join our team at GreenSky Administrative Services LLC in Atlanta, Georgia.About the RoleThe successful candidate will have a strong background in data analytics and experience with quantitative techniques to identify trends and propose enhancements related to risk strategies.In this...


  • Atlanta, Georgia, United States Atlanta Postal Credit Union Full time

    Role OverviewThe Atlanta Postal Credit Union seeks a skilled Compliance Governance Specialist to ensure the institution's regulatory compliance and risk management. This role is pivotal in maintaining the credit union's integrity and reputation.Key Responsibilities:Regulatory Compliance: Ensure all forms, documents, and disclosures align with applicable laws...


  • Atlanta, Georgia, United States Origami Risk Full time

    Origami Risk provides innovative SaaS solutions to organizations across the risk and insurance ecosystem. As a Business Systems Analyst Intern, you will contribute to successful project implementations and provide ongoing client support.About Origami RiskWe deliver our risk management and insurance core system solutions from a cloud-based platform that is...


  • Atlanta, Georgia, United States McGuire Sponsel Full time

    Job DescriptionWe are seeking a highly skilled R&D Tax Credit Specialist to join our team at McGuire Sponsel.Salary:$65,000 - $85,000 per year, depending on experience.Company OverviewMcGuire Sponsel is a national specialty tax consulting firm that has experienced tremendous growth while serving leading accounting firms and businesses across the country.Job...


  • Atlanta, Georgia, United States Truist Full time

    Job DescriptionWe are seeking a highly skilled and experienced Underwriter to join our team at Truist. In this role, you will be responsible for leading the commercial underwriting process, structuring and documenting transactions, and providing in-depth analysis of financial statements and business plans.Key Responsibilities:Lead complex deals and largest...


  • Atlanta, Georgia, United States Berkshire Hathaway Specialty Insurance Full time

    We are a strategic insurance partner, leveraging our top-rated balance sheet and global team of professionals to provide commercial property, casualty, and specialty insurance solutions.As a risk assessment specialist, you will work with our CAT Engineering and Analytics team to determine and present BHSI's view of catastrophe risk for individual accounts...


  • Atlanta, Georgia, United States Stellantis Financial Services US Full time

    Job OverviewWe are seeking a highly skilled Financial Risk Analyst to join our team at Stellantis Financial Services US. As a key member of our fraud prevention team, you will play a critical role in identifying and mitigating potential risks to the company.ResponsibilitiesFraud Detection and Prevention: Conduct thorough investigations into potential...

  • AI Engineer

    5 days ago


    Atlanta, Georgia, United States Enaar Group Full time

    We are seeking a seasoned AI Engineer to join our team as a Financial Risk Specialist at the Enaar Group in Atlanta, GA.About the RoleThis is an exciting opportunity for an experienced machine learning engineer to play a pivotal role in guiding our clients towards data-driven decisions, enhanced investment strategies, and secure financial transactions.Key...


  • Atlanta, Georgia, United States League of Southeastern Credit Unions Full time

    We are seeking a highly skilled and experienced Senior Governmental Affairs Specialist to lead our advocacy efforts in Georgia.About the RoleThis position involves conducting research and analysis on industry-driven state legislative and regulatory issues, managing lobbying activities in the Georgia Legislature, and promoting credit union interests through...

  • Senior Developer

    7 days ago


    Atlanta, Georgia, United States Global Channel Management Full time

    About the RoleThe Global Channel Management team is seeking a skilled Senior Developer - Credit Policy Strategist to join our remote team. As a key member of our agile development team, you will collaborate with product managers, credit analysts, and engineers to transform credit policy strategies into testable solutions within a low-code decision platform....


  • Atlanta, Georgia, United States AIG Full time

    Role OverviewAIG is reimagining the way it helps customers manage risk. As a Risk Management Specialist Senior – Severity, you will play a key part in this transformation.


  • Atlanta, Georgia, United States Home Depot Full time

    Job Overview">The Home Depot is seeking a skilled Compliance Risk Assessment Specialist to join its Compliance Program Effectiveness team. This role involves executing project-based compliance risk assessments, analytics, and ongoing monitoring to support internal consulting efforts.


  • Atlanta, Georgia, United States Novatae Risk Group Full time

    High Net Worth ProducerWe are seeking a highly skilled and experienced Senior High Net Worth Insurance Specialist to join our team at Novatae Risk Group.


  • Atlanta, Georgia, United States Diedre Moire Corp. Full time

    We are seeking an Environmental Risk Specialist to join our team at Diedre Moire Corp. in Dunwoody, GA.Job Description:As an Environmental Risk Specialist, you will be responsible for underwriting environmental pollution liabilities and specialty programs.Key responsibilities include:Assessing and managing environmental risk associated with storage tanks and...


  • Atlanta, Georgia, United States 4P Consulting Inc. Full time

    Job SummaryWe are seeking a highly skilled Strategic Risk Management Specialist to join our team at 4P Consulting Inc.


  • Atlanta, Georgia, United States Credit Acceptance Corporation Full time

    Credit Acceptance Corporation is a leading provider of innovative financing solutions for the used car industry. As a proud recipient of numerous workplace recognition awards, we strive to foster a world-class culture that values dedication and collaboration.Our team at Credit Acceptance Corporation is committed to delivering exceptional customer service...


  • Atlanta, Georgia, United States Wolters Kluwer DXG U.S., Inc. Full time

    Job Overview:The Wolters Kluwer DXG U.S., Inc. is seeking an experienced Information Security Risk Specialist to join our team. This role will be responsible for providing coordination and support of activities related to external and internal compliance audits and security governance across the division.About the Role:This Information Security Risk...


  • Atlanta, Georgia, United States 1st Choice Credit Union Full time

    Overview1st Choice Credit Union is a community-focused, member-owned financial institution headquartered in Atlanta, Georgia.We are seeking an experienced Financial Services Professional to join our team as a Loan Origination Specialist. This role will be responsible for performing all lending activities within the credit union, ensuring compliance with...