Senior Agricultural Credit Specialist
2 days ago
**Job Summary:**
We are seeking a highly skilled Senior Agricultural Credit Specialist to join our team at Capital Farm Credit. As a key member of our credit department, you will be responsible for providing expert analysis and guidance on complex agricultural loans and leases.
This role offers a unique opportunity to work with farmers, ranchers, and rural home owners across Texas, providing financial solutions that support their businesses and personal goals.
**Responsibilities:
- Analyze financial information, including balance sheets, income statements, and cash flows, to determine creditworthiness and recommend loan approvals or rejections.
- Develop and manage loan portfolios, working closely with Loan Officers, Special Assets Officers, and Administrators to ensure timely loan servicing and collections.
- Provide guidance on Association lending policies and procedures, ensuring compliance with regulatory requirements and industry best practices.
- Collaborate with senior-level credit officers to develop and implement credit risk management strategies, ensuring the integrity of our loan portfolio.
- Conduct regular reviews and assessments of borrower creditworthiness, making recommendations for loan modifications, extensions, or workouts as needed.
**Requirements:
- Bachelor's degree in Finance, Business Administration, or a related field, or equivalent experience.
- At least 6-7 years of experience in agricultural lending, with a strong background in credit analysis and loan underwriting.
- Excellent analytical, communication, and problem-solving skills, with the ability to work effectively in a team environment.
- Intermediate skill level in Microsoft Office applications, with the ability to learn new software systems quickly.
**Benefits:**
- A competitive salary range of $90,000 - $120,000 per year, based on experience.
- A comprehensive benefits package, including health, dental, and vision insurance, 401(k) plan with employer match, paid parental leave, and tuition reimbursement.
- The opportunity to work with a customer-owned cooperative, where your success is directly tied to the success of our members.
**Why Join Capital Farm Credit?**
We are a proud member of the nationwide Farm Credit System, serving 192 counties in Texas with over $12 billion in total assets. Our company values commitment, trust, and family-like respect and appreciation, and we seek like-minded individuals who share these values.
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