Business Development Financial Analyst

2 days ago


Honolulu, Hawaii, United States Central Pacific Bank Full time
Job Overview

At Central Pacific Bank, we're committed to delivering exceptional service and creating value for our customers, employees, community, and shareholders. As a Business Development Financial Analyst, you'll play a key role in growing our business while upholding our Core Values.

About the Role

This position is an excellent opportunity to utilize your commercial credit analysis/underwriting skills and corporate and commercial lending experience. You will be responsible for performing initial analysis using financial statements and other self-directed research, including generating cash flow spreadsheets and spreads. Additionally, you will assist in promptly reviewing documentation and following through to booking.

Key Responsibilities
  • Team Focused Performance:
  • Assist the team by making timely, accurate, and balanced underwriting decisions.
  • Research thoroughly, participate in credit discussions, and recommend loan structures.
  • Underwrite the Credit Application Memorandum clearly and concisely.
  • Communicate actively and effectively with internal and external customers.
  • Be curious, inquisitive, and a self-learner, always seeking opportunities to improve processes and outcomes.
  • Work collaboratively with other areas of the Bank to achieve shared goals.
  • Financial Results:
  • Contribute to reaching or exceeding financial goals.
  • Identify and capitalize on opportunities to drive revenue growth.
  • Relationship Banking:
  • BUILD trust with clients through attentive service, anticipation of their needs, and over-delivery of expectations.
  • Delight clients by consistently surprising them with innovative solutions and personalized support.
  • Familiarize yourself with products and services offered by the Bank to provide comprehensive advice and guidance.
  • Risk Management/Compliance:
  • Stay informed about policies and procedures to ensure compliance and minimize risks.
  • Proactively identify loan re-grades and implement corrective actions.
  • Personal/Professional Development:
  • Pursue training and development opportunities to enhance your skills and knowledge.
  • Participate in non-profit and community activities to foster relationships and give back to the community.
Requirements
  • Education:
  • Bachelor's Degree in Accounting, Finance, Economics, or a related field.
  • Experience:
  • 1+ year of commercial credit analysis/underwriting or corporate and commercial lending experience (preferred).

We offer a competitive salary of $65,000 - $85,000 per annum, depending on qualifications and experience. We maintain a drug-free workplace and perform pre-employment substance abuse testing.



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