Business Development Financial Analyst
2 days ago
At Central Pacific Bank, we're committed to delivering exceptional service and creating value for our customers, employees, community, and shareholders. As a Business Development Financial Analyst, you'll play a key role in growing our business while upholding our Core Values.
About the RoleThis position is an excellent opportunity to utilize your commercial credit analysis/underwriting skills and corporate and commercial lending experience. You will be responsible for performing initial analysis using financial statements and other self-directed research, including generating cash flow spreadsheets and spreads. Additionally, you will assist in promptly reviewing documentation and following through to booking.
Key Responsibilities- Team Focused Performance:
- Assist the team by making timely, accurate, and balanced underwriting decisions.
- Research thoroughly, participate in credit discussions, and recommend loan structures.
- Underwrite the Credit Application Memorandum clearly and concisely.
- Communicate actively and effectively with internal and external customers.
- Be curious, inquisitive, and a self-learner, always seeking opportunities to improve processes and outcomes.
- Work collaboratively with other areas of the Bank to achieve shared goals.
- Financial Results:
- Contribute to reaching or exceeding financial goals.
- Identify and capitalize on opportunities to drive revenue growth.
- Relationship Banking:
- BUILD trust with clients through attentive service, anticipation of their needs, and over-delivery of expectations.
- Delight clients by consistently surprising them with innovative solutions and personalized support.
- Familiarize yourself with products and services offered by the Bank to provide comprehensive advice and guidance.
- Risk Management/Compliance:
- Stay informed about policies and procedures to ensure compliance and minimize risks.
- Proactively identify loan re-grades and implement corrective actions.
- Personal/Professional Development:
- Pursue training and development opportunities to enhance your skills and knowledge.
- Participate in non-profit and community activities to foster relationships and give back to the community.
- Education:
- Bachelor's Degree in Accounting, Finance, Economics, or a related field.
- Experience:
- 1+ year of commercial credit analysis/underwriting or corporate and commercial lending experience (preferred).
We offer a competitive salary of $65,000 - $85,000 per annum, depending on qualifications and experience. We maintain a drug-free workplace and perform pre-employment substance abuse testing.
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